The QR code era is over. Today, QR code payment is very common. Various scenes of all walks of life, from government agencies to small street vendors, support QR code payment. Large and medium-sized merchants mostly support aggregate payment, while small and micro merchants and individual merchants will place QR codes on various platforms in front of the checkout counter to facilitate customer choice.
With the financial technology development plan of the central bank, these colorful QR codes are about to be replaced by unified QR codes. The plan clearly proposes: promote the interconnection of barcode payments, study and formulate technical standards for the interconnection of barcode payments, and unify barcode payment codes. Rules, build a bar code payment interconnection technology system, break through the barriers of bar code payment services, and realize the mutual scanning of barcode identification of different apps and merchants. Face-swiping payment, smart medical care, smart campus, smart bank, restaurants, supermarkets, hotels, non-sense parking lots, solutions for various scenarios, and software customized development.
The plan proposes to explore the offline payment security application of face recognition, with the help of password recognition, privacy calculation, data labeling, pattern recognition and other technologies, the use of special passwords, non-sense detection, etc. to achieve transaction verification, and breakthrough 1:N face recognition payment application performance The bottleneck is that a licensed financial institution constructs a transfer and clearing model with facial features as the routing identifier to achieve the unity of security and convenience of payment tools.
The promulgation of this document cleared the system barriers for the popularization of facial payment, and also marked the coming of the era of facial payment. Although the scan code payment method has many conveniences and advantages, it does not mean that the advantages will always be stable. From cash payment to POS machine payment, to scan code payment and now face-swiping payment. In order to adapt to the surging consumer demand of consumers, payment methods continue to iterate.
Pay by swiping your face is nonsensical and fast. Face-swiping payment can be said to be the ETC of mobile payment methods. Face-swiping payment is uniquely attractive to consumers: it is convenient and fast, and it has a good experience, bid farewell to the cumbersome operation of QR codes, no need to carry a mobile phone, and self-service operation is more user-friendly. At the same time, the brand-new payment method satisfies the public's curiosity. Face-swiping payment for merchants saves money and labor and labor costs, bids farewell to queuing, screen advertising and marketing, and directly broadcasts store introductions and latest activities around the clock to expand the effect of store promotion.
For face-to-face payment, the national government supports development, the two major payment giants promote it strongly, and the public is looking forward to investing. The development theme of payment methods in the next few years will be based on facial payment. With the general trend of the times, the payment project with face recognition will become the most sought-after payment project. Choosing to pay with the face is to choose the mainstream payment tomorrow. The mobile payment market is shuffled, and the future, face-swiping payment will set the world. Now join the ranks of face payment and seize the opportunity to seize market opportunities.