Pay by face: a new revolution in the field of mobile payment

With the launch of Ant Financial's listing plan, Alibaba has once again become popular. Following it, there is also a noodle shop next to Ant Financial.

According to news reports, although it is only an unknown noodle shop, its annual turnover exceeds one million. Anyone who has done catering knows that for an ordinary noodle shop, this turnover is indeed a bit surprising.

So, how does it do it?

Excluding the catering's own factors such as taste and location, we found that this store is almost the first in Hangzhou to use QR code ordering and face payment.

Perhaps the reason is that it is too close to Alipay. The store owner is well aware of the convenience brought by the new technology and always activates the latest popular way of ordering and payment at the first time. And this method has been greatly welcomed by young people, especially during peak dining hours, it also greatly saves the time of queuing, ordering, and paying, and improves the customer experience.

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Whether it is shopping or dining, consumers like to patronize in addition to the quality of the store itself, but also care about the good experience the store brings to themselves.

Sometimes, the quality may be a little worse, but the good experience of the entire store can also make up for this deficiency. Therefore, in the new era, consumers pay more attention to their own consumption experience.

Consumer experience comes from efficiency, convenience and innovation

More efficient use and services, more convenient and faster applications, and more innovations that are at the forefront of the times, these seemingly trivial words can make businesses deeply grasp the hearts of users.

Because of this, in 2020, we have heard more vocabulary about digitalization and smartness, because the creation of digitalization and smart cities has exactly met the above-mentioned consumer experience requirements.

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In the process of building digital and smart cities, face payment will play a key role in helping

Its application scenarios are becoming more and more extensive, and more and more attention is paid to it.

Comrade Du Xin from the Beijing Municipal Medical Insurance Bureau pointed out that in accordance with the requirements of the National Medical Insurance Bureau and the Municipal Party Committee and Municipal Government, Beijing will fully use electronic medical vouchers on January 1, 2021 and simultaneously realize "off-card settlement" and cloud migration. At the same time, in order to further adapt to the development of the times and expand convenient applications, it will also fully launch "face-swiping" payments.

At the same time, cities around the world are gradually encouraging face payment

In early May, the Chengdu government and the Chengdu branch of the central bank issued the "Chengdu Financial Technology Development Plan (2020-2022)", requiring the vigorous promotion of the pilot of the offline payment security application of facial recognition (ie, facial recognition).

At the end of May, the Ningxia Department of Commerce and other 12 departments jointly issued the "Implementation Opinions on Promoting the Accelerated Development of Brand Chain Convenience Stores" to support chain convenience store companies to promote self-service settlement, QR code payment, face payment and other mobile payment technologies to enhance store service intelligence化 level.

In mid-June, the Ningbo City Center Branch of the People's Bank of China organized a Ningbo Payment and Settlement Work Conference. The conference fully deployed the key tasks of payment and settlement in Ningbo in 2020. This includes accelerating the pilot application of financial technology and vigorously promoting the "face payment" application of UnionPay.

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Looking at the whole situation, the face-to-face payment is rapidly occupying all aspects of our lives by riding the wind and waves.

Whether it's transportation, medical treatment, or shopping and travel, you can pay by using your face everywhere.

Many people ask, is face payment a trend?

Many people ask, there are prospects for face payment?

In fact, no matter whether the trend or the development prospects, there is no final conclusion, no number can be calculated, whether this is true or not.

No one can answer this question.

Because no one can tell the prophet.

But you can still see some clues from the changes of the times.

For example, the above-mentioned government's vigorous promotion and application of facial payment

For example, when you go to a large supermarket to check in, you are exposed to more and more facial payment devices

These are all signals given by the times.

A new revolution in the field of mobile payment has arrived!

Times are changing and payment methods are also changing. From currency to mobile, from password input to biometric payment, people's payment methods are becoming more convenient.

Face-swiping payment may lead the future payment and settlement mode and become a truly mainstream payment method.

Because payment by face is more than just payment. It is a powerful tool for individuals, enterprises, businesses, and cities for digital and intelligent transformation!

If you want to know more about the trend of facial payment, or if you want to enter the business of facial payment, you can communicate by private message.

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Origin blog.csdn.net/qq_31606331/article/details/107689965