Speaking of aggregate payment, some people may find it very unfamiliar, but they also feel a little familiar. The sense of strangeness comes from the fact that I have never heard of aggregate payment, and the sense of familiarity comes from the fact that you have used it more than once. When we buy fruit in a breakfast shop or a fruit shop and pay with Alipay or WeChat by scanning the QR code, a new page will pop up. You might not care about it at the time, but at the moment you didn’t care, you already used it. Aggregate payment.
In fact, aggregate payment technology is not a new thing in the payment industry, but has existed for a long time. Officially defined as a payment port that integrates a variety of Internet payments, through the payment channels of non-bank payment institutions and transfer settlement institutions to achieve the integration of technology and services, improve the operating efficiency of merchant payment and settlement systems, reduce merchant settlement costs, and collect Payment services for value-added income. Face-swiping payment, smart medical care, smart campus, smart bank, catering, supermarket, hotel, non-sense parking lot, various scene solutions, software customization development, payment equipment wholesale, please Baidu "Zhangyou Electronic Wei" for details
To put it simply, aggregate payment is to integrate a variety of payment methods including Alipay and WeChat, and provide an aggregate type of QR code. No matter what payment method you use, you can complete the payment through the aggregate code. However, the aggregation technology is not only reflected in the aggregation code, it is a payment technology compatible with various payment methods.
Aggregated payment has brought many conveniences to merchants. The existence of aggregated payment can help various face-swiping devices to achieve the integration of multi-party payment channels, compatible with various operating systems and cashier systems, help merchants conduct membership marketing, and aggregate online and offline full-scene payments , Flexible split accounts. Aggregate payment allows users to have more choices of payment channels. With aggregate payment, merchants will save time and effort. You don't have to spend a lot of time connecting three parties and banks, and you can have everything by connecting to one aggregation.
Aggregate payment not only helps consumers implement more convenient payments, but also relieves the payee from concerns about conflicts between their own cash register tools and consumer payment methods. After payment, the payee can see from the backend which payment channel each money came in, how many specific payments were received, and all can obtain accurate data.
According to Alipay’s predictions, in the next few years, mobile payments will become the mainstream of the market, and there will even be a near "cashless" society. I don’t know if my friends have ever experienced such a thing. They put 500 yuan in cash on them for emergencies, but after a month, the money has never come in handy. As time goes by, the mobile payment market will become larger and larger, and its size will also advance with the times. Keeping up with market trends and major trends is a good idea for entrepreneurship. If you can get a share of it, your profits will never be less.