The declaration of guarantee insurance loan subsidy for technology-based enterprises in Wuhan is about to begin. This issue compiles relevant content such as the application conditions, procedures and materials for guarantee insurance loan subsidies for technology-based enterprises. It is hoped that interested enterprises can plan ahead.
1. Objects of Guarantee Insurance Loan Subsidy for Science and Technology Enterprises
A technology-based enterprise registered in Wuhan. For technology-based enterprises, the list verified and filed by Wuhan Science and Technology Bureau shall prevail.
2. Conditions for Guarantee Insurance Loan Subsidy for Science and Technology Enterprises
1. The type of loan is limited to guaranteed insurance loans for technology-based enterprises (referred to as Kebaodai). Kebaodai is a financial credit product that provides pure credit loans for asset-light and unsecured technology-based enterprises through technology-based enterprise guarantee insurance loan risk compensation funds and loan guarantee insurance as credit enhancement means.
2. Interest premiums incurred during the non-repayment loan renewal, loan extension, and repayment grace period of technology-based enterprises during the epidemic.
3. Guarantee insurance loan subsidy standards for technology-based enterprises (based on one-year term)
1. If the loan is less than 1 million yuan and the loan interest and insurance premium exceed 50,000 yuan, the subsidy will be 50,000 yuan; if the loan is 1 million yuan (inclusive) to 2 million yuan, the subsidy will be 70,000 yuan; If the loan is 10,000 yuan, the subsidy is 130,000 yuan; if the loan is more than 3 million yuan (inclusive), the subsidy is 200,000 yuan. If the subsidy period is less than one year, the subsidy amount shall be calculated according to the actual loan month.
2. A single enterprise can only subsidize one loan in a year.
3. The same loan has received non-repeated subsidies supported by other similar financial funds at the municipal level this year.
4. Application materials for guarantee insurance loans for technology-based enterprises
1. The declaration form for guarantee insurance loan subsidy for technology-based enterprises in 2021;
2. Bank loan contracts, bank loan certificates, and principal and interest payment certificates;
3. Guarantee insurance policy and policy invoice.
5. Application process for guarantee insurance loans for technology-based enterprises
1. Log in to the system. Log in to the portal website of Wuhan Science and Technology Bureau, click "Project Declaration and Management - Online Application", log in with your personal account (ID number), and enter the "Online Service Hall of Wuhan Science and Technology Bureau".
2. Fill out online. Method 1: After logging in to the system, click on the "Project Declaration" section, select "2021 Annual Project-Post Subsidy-Technology Enterprise Guarantee Insurance Loan Subsidy", click [Project Declaration], and fill in the project information online; Method 2: After logging in to the system, click " On the "Projects Available to Apply" page, click "Apply" after "Science and Technology Enterprise Guarantee Insurance Loan Subsidy" and fill in the project information online.
3. Upload attachments.
(1) 2021 Application Form for Guarantee Insurance Loan Subsidy for Science and Technology Enterprises;
(2) Bank loan contracts, bank loan certificates, and principal and interest payment certificates;
(3) Guarantee insurance policies and policy invoices;
(4) Others (other certification materials that the enterprise considers necessary to provide, not required).
4. Submit the project. Click "Submit" to complete the application.