Speaking of aggregate payment, some people may find it very strange, but they also feel a little familiar. The sense of strangeness comes from the fact that I have never heard of aggregate payment, and the sense of familiarity comes from the fact that you have used it more than once. When we buy fruit in a breakfast shop or a fruit shop and pay with Alipay or WeChat to scan the QR code, a new page will pop up. At that time, you might not care about it, but at the moment you didn’t care about it, you already used it. Aggregate payment.
In fact, aggregate payment technology is not a new thing in the payment industry, but has existed for a long time. Officially defined as a payment port that integrates a variety of Internet payments, and realizes the integration of technology and services through the payment channels of non-bank payment institutions and transfer settlement institutions, improves the operating efficiency of merchant payment and settlement systems, and reduces merchant settlement costs and charges. Payment services for value-added income. Face-swiping payment, smart medical care, smart campus, smart bank, catering, supermarket, hotel, non-sense parking lot, various scene solutions, software customization development, payment equipment wholesale, please Baidu "Zhangyou Electronic Wei" for details
To put it simply, aggregate payment is to integrate a variety of payment methods including Alipay, WeChat, etc., and provide an aggregate type of QR code. No matter what payment method you use, you can complete the payment through the aggregate code. However, the aggregation technology is not only embodied in the aggregation code, it is also a payment technology compatible with various payment methods.
Aggregate payment has brought many conveniences to various merchants. The existence of aggregate payment can help each face-swiping device realize the integration of multi-party payment channels, compatible with various operating systems and cashier systems, help merchants conduct member marketing, aggregate online and offline full-scene payments, and flexibly divide accounts. Secondly, aggregate payment allows users to have more choices of payment channels. With aggregate payment, merchants will save time and effort, and they don’t have to spend a lot of time connecting with three parties and banks, and they can own everything by connecting to one aggregation.
Aggregated payment not only helps consumers implement more convenient payments, but also relieves the payee from concerns about conflicts between their own cashier tools and consumer payment methods. After payment, the payee can see from its own back office which payment channel came in for each sum of money, and how many payments have been received, all of which can obtain accurate data.
According to Alipay’s forecast, in the next few years, mobile payment will become the mainstream of the market, and there will even be a near-cashless society. As time goes by, the mobile payment market will become larger and larger, and its size will also advance with the times. Keeping up with market trends and major trends is a good idea to start a business. If you can get a share of it, your profits will never be less.