Alipay has launched a brand new face payment product called Dragonfly, which can be used in hospitals, supermarkets, restaurants, brand retail stores, convenience stores and even vegetable markets. As long as the Dragonfly is connected to the manual cash register and placed on the cashier counter, customers can quickly complete the payment by swiping their faces by pointing at the camera, without having to take out their mobile phones and scan them.
The size of Dragonfly is only one-tenth of the original self-service facial brushing machine. It is plug-and-play. As long as it has a USB interface, there is no need to modify the merchant's ERP system, which can reduce the cost of the operator's access to the facial brush payment service by 80%. Dragonfly uses a 3D structured light camera, which is faster and more accurate. After upgrading the smart engine, customers can complete payment without entering their mobile phone number in a familiar and familiar environment. Face-swiping payment, smart medical care, smart campus, smart bank, catering, supermarket, hotel, non-sense parking lot, various scene solutions, software customization development, payment equipment wholesale, please Baidu "Zhangyou Electronic Wei" for details
The face payment launched by WeChat and Alipay was mainly applied to large merchants in the early stage. In the future, with the opening of the threshold of WeChat and Alipay, face payment will become more popular. For example, ktv, hotels, restaurants, etc. can all use face payment . Merchants can use facial payment to suggest consumer data models, precipitate consumers, and become marketing and advertising contacts. Through facial payment systems, they can analyze consumer age, gender, price, category, etc., and establish a population profile , To achieve big data integration and analysis.
Data on Double 11 this year shows that 60% of payments made by swiping faces and fingerprints have become a mainstream method. This means that the era of bio-payment has arrived. Regarding the accuracy of facial recognition, Ding Jingting, an algorithm expert in Alipay's technology department, mentioned that Alipay has made corresponding technical reserves. Once the latest technology is mature, it can be promoted to Dragonfly's offline devices.
Dragonfly not only eliminates the need for users to take out their mobile phones to scan the QR code, but also no longer need to manually enter the mobile phone number. If users go to frequently-occupied scenes such as convenience stores and supermarkets, the system can support consumers to pay directly by swiping their faces through smart algorithms, solving payment problems in distressed environments such as forgetting to bring their mobile phones and running out of power.
In the future, aggregate payment will not only involve merchants and convenience store collections, but more scenarios will be popularized, such as access cards, train stations, hospitals, smart hotels, and so on. He Lin, a postdoctoral fellow in Applied Economics of the Chinese Academy of Fiscal Sciences, believes that facial payment is safer and more convenient than password payment. With the further lowering of the threshold, facial payment may show explosive growth in the next 3 years.