Speaking of aggregate payment, some people may find it very unfamiliar, but they also feel a little familiar. The sense of strangeness comes from the fact that I have never heard of aggregate payment, and the sense of familiarity comes from the fact that you have used it more than once. When we buy fruit in a breakfast shop or a fruit shop and pay with Alipay or WeChat to scan the QR code, a new page will pop up. You might not care about it at the time, but at the moment you didn’t care, you already used it. Aggregate payment.
In fact, aggregate payment technology is not a new thing in the payment industry, but has existed for a long time. Officially defined as a payment port that integrates multiple Internet payments, through the payment channels of non-bank payment institutions and transfer settlement institutions to achieve the integration of technology and services, improve the operating efficiency of merchant payment and settlement systems, reduce merchant settlement costs, and collect Payment services for value-added income.
To put it simply, aggregate payment is to integrate a variety of payment methods including Alipay and WeChat, and provide an aggregate type of QR code. No matter what payment method you use, you can complete the payment through the aggregate code. However, aggregation technology is not only embodied in aggregation codes, it is a payment technology compatible with various payment methods. Face-swiping payment, smart medical care, smart campus, smart bank, catering, supermarket, hotel, non-sense parking lot, various scene solutions, software customization development, payment equipment wholesale, please Baidu "Zhangyou Electronic Wei" for details
The existence of aggregate payment can help each face-swiping device realize the integration of multi-party payment channels, compatible with various operating systems and cashier systems, help merchants conduct membership marketing, aggregate online and offline full-scene payments, and flexibly divide accounts. Secondly, aggregate payment allows users to have more choice of payment channels. With aggregate payment, merchants will save time and effort, without having to spend a lot of time connecting three parties and banks, and accessing one aggregate can have everything.
Aggregate payment not only helps consumers implement more convenient payments, but also relieves the payee from the worry of conflicts between their own cashier tools and consumer payment methods. After payment, the payee can see from its own back office which payment channel came in for each sum of money, and how many payments were received, all of which can obtain accurate data.
According to Alipay's forecast, in the next few years, mobile payment will become the mainstream of the market, and there will even be a near "cashless" society. I don’t know if my friends have ever experienced such a thing. They put 500 yuan in cash on them for emergencies, but after a month, this money has never come in handy. With the passage of time, the mobile payment market will become larger and larger, and its size will also advance with the times. Keeping up with market trends and major trends is a good idea for entrepreneurship. If you can get a share of it, your profits will never be less.