How to apply for a third-party payment interface (payment channel)? What is the specific docking process for third-party payment?

Third-party payment platform systems include Alipay, WeChat Pay, UnionPay, Baidu Wallet, PayPal, Lakala, Tenpay, Rongbao, Shengfutong, Lianlian Pay, etc.

If you wantto apply for a third-party payment interface, you need to prepare the following materials.

Provide information for third-party payment interface application:
1. Provide 5 enterprise certificate information (business license, legal person ID card, organization code certificate , a copy of the tax registration certificate, and a scanned copy of the account opening license). Individuals who sign a contract must provide a scanned copy of their ID card.
2. Provide domain name and website ICP filing. The filing information must be consistent with the information provided.
3. Legal person or individual transfer bank account for personal application Third-party payment interface: If you apply for a third-party payment interface personally, it is recommended that you apply on a regular platform, because some payment interface platforms do not provide applications for personal payment interfaces.

  • Third-party payment interface docking process:
  • 1. Sign a contract and get the interface through a third party (it can be sent by email or downloaded from a third-party system). After getting the interface, you need to confirm the interface type and whether it is the interface you need, such as B2C interface, B2B interface, etc. type.
  • 2. The payment interface is divided into many language versions, such as ASP, JSP, PHP, and .NET language versions, so you must choose the interface that matches the language of your website for installation. The technology of the mall website generally knows the development language of the mall.
  • 3. The payment interface you get generally includes interface documents and interface code examples. Choose the appropriate interface code example for joint debugging. For example, if your website is developed in PHP, choose PHP code examples for joint debugging.
  • 4. During interface joint debugging, a third-party payment is required to provide a joint debugging test account before joint debugging can be carried out. In addition to the joint debugging account, joint debugging also requires the payment key of the account. If there are any problems during the joint debugging process, you can directly contact the third-party payment technical support for coordination.
  • 5. After the interface joint debugging is passed, you can first change to the production environment account and conduct transaction testing. After the test is OK, you can put it on the mall website for transactions.

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Origin blog.csdn.net/M696666/article/details/134847351