Channel access procedure for third-party payment online banking to pay? What is a third-party payment?

    What third-party payment channels to pay Advisory: QQ: 2119017259; phone VX: 13360876492

  Is an independent third-party payment agencies have a certain strength and credibility of security, the use of the major banks signed way to provide online payment mode of payment and settlement system interface with the bank's transaction support platform.

  In the "third-party payment" mode, after the buyer to buy goods, use third-party platform accounts provided by the purchase price paid by a third party notify the seller payment credited into account, ask the sender; the buyer receives the goods, commodity inspection and confirmation after, you can notify the third party payment to the seller, and then transfer the funds on third-party seller account. As the third-party payment main means of online transactions and credit intermediaries, the most important thing is to play a connection is established between online merchants and banks to achieve third-party supervision and technical support role

          Payment gateway interfaces, online banking interface to pay admission requirements:

  1. The company contracted qualification. Merchants offered five cards (business license (copy), organization code certificate (copy), tax registration certificate, account permits, the legal representative ID card) official seals, and other related businesses also supplement the basic qualifications required stamped with the official seal of the merchant

  2. mall site. Web site can be accessed, registration, operator displays, business scope and reporting consistent with the customer service page; website screenshot should reflect the full URL.

  3. contract. According to the company's business should be based on the specific product template agreement signed in duplicate, and stamped with the official seal of the business or contract seal, such as single agreements than or equal to two, should be stamped Jifeng, stamped part should be a single page a position inscribed cover protocol.

  4. Information after approval, can open issued, if two consecutive months, trading volume is stable, no complaints, can apply for instant issued. T + 0 settlement, low rates.

   Paying agent policy:

  1. The company signed a contract.

  2. After a successful agent signing agents will provide the background, view real-time business transactions, allowing agents to better track customer transactions.

  3. The paying agent customers: online store, the company network station, board games system operators, direct marketing system operators, P2P net loan system operators, and other relevant groups of tourists there. Paying agent rebate rich, liberal policies, are welcome to join.

It can be seen third-party payment has significant features: pay channels Advisory: QQ: 2119017259; phone VX: 13360876492

  First, third-party payment platform offers a range of application program interfaces to integrate a variety of bank card payments into one interface, responsible for docking with the settlement of transactions in the bank to make online shopping faster and more convenient. Consumers and businesses do not need to open different accounts in different banks, can help consumers reduce the cost of online shopping, help businesses reduce operating costs; at the same time, the gateway can also help banks to save development costs, and bring some potential for banks profit.

  Second, compared with SSL, SET and other payment agreement, payment operation more simple and easy to accept the use of third-party payment platform. SSL is a security protocol used widely in SSL only need to verify the identity of the business. SET protocol is based on the development of the credit card payment system is relatively mature technology. But in the SET, the identity of the parties need to be authenticated by the CA, complicated procedures, many procedures, slow and high costs. With negotiations between the third-party payment platform, merchants and customers is done by a third party to make online transactions easier.

  Third, the third-party payment platform itself dependent on large-scale portal, and to cooperate with the bank's credit as a credit-based, third-party payment platform therefore better able to break through the credit problems online transactions, will help promote e-commerce Rapid development.

  In the platform through a third party transaction, the buyer after the purchase of goods, using the account provided by third-party platform to pay the purchase price, the seller is notified by the other party payment arrives, be shipped; the buyer inspection items, you can notify the payment to the seller. Emergence of third-party payment platform, in theory, the complete elimination of fraud in electronic transactions, which is determined by its following features.   

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Origin www.cnblogs.com/abs10086/p/10993781.html