1. Why use agency payment?
In fact, agency payment is also a payment method, which usually refers to an entity or institution performing payment operations on behalf of others or other entities. Payment on behalf of others is usually used in specific business situations for the following common reasons:
1. Batch payment: Agency payment is usually used in batch payment scenarios, such as companies paying wages, bonuses, commissions, refunds, etc. to suppliers, employees or partners. Through agency payment, companies can process multiple payment requests at one time and improve payment efficiency.
2. Protect sensitive information: Sometimes, in order to protect sensitive information of customers or partners, such as bank account information, payment operations can be completed by an intermediary agent instead of directly Disclosure of personal or banking information of beneficiaries.
3. Compliance and regulatory requirements: Some industries or regions have specific compliance and regulatory requirements for payment transactions. Payment on behalf of companies can help businesses ensure that their payment operations comply with regulations and reduce potential compliance risks.
4. Payment based on authorization: In some cases, the beneficiary may need to provide authorization to perform payment operations. Payment on your behalf can help ensure a legitimate authorization process.
5. Programmed payment: Some automated and programmed payment operations, such as distributors paying suppliers, investment platforms paying income to investors, etc., can use agency payment to automate processing.
6. Reduce the risk of errors: By using agent payment, you can reduce the risk of manual input errors or payment errors and improve the accuracy of payment. The above are some basic features of payment on behalf of others. You can take a look at them.
2. What services can we provide currently?
Combined with our product Haishu Cloud Mini Program, you can implement various types of payment and payment operations. Here is a brief description of each situation:
1. Place an order and pay in the mall, and pay on behalf of the customer:Users shop and place orders on the Haishu Cloud mini program. Users pay using appropriate payment methods (such as Alipay, WeChat Pay, credit card, etc.). After the mall backend system receives the payment confirmation, you can use the payment function to pay part or all of the order payment to the supplier or other partners, if necessary.
2. Remote payment slip payment, paid on your behalf:You can create a remote payment slip, for example, issue an invoice to a customer. Customers may pay their invoices using the appropriate payment method. You can use the payment function to pay these payments to relevant suppliers, partners or third parties.
3. Pay by credit card:If you accept credit card payment, you can use the Haishu Cloud applet to collect credit card payments from customers. You can then pay these funds to a bank or payment processing company to settle card transactions and withdraw your earnings.
4. For large-amount ACS payments, pay on your behalf: For large-amount ACS (Automated Clearing Service) payments, you can use the Haishu Cloud applet to accept large-amount payment transactions. . You can then use the payment function to pay these large amounts to designated beneficiaries or use them to settle other businesses.
3. How can I obtain these functions:
When implementing these payment and payment operations, you need to do the following:
1. Please ensure that the mini program and payment process comply with relevant regulations and compliance requirements. In other words, your mini program must be authenticated.
2. Submit a brief description of the corresponding application scenario. These are required for submission.
3. After placing the number, we will match you with a complete solution.