Low rates that third-party payment channels safe and stable fly (payment interface application)

The end of March with the continued rapid development of the payments industry, the scale of the business to maintain rapid growth, as of December 31, 2018, the Company completed the payment service transactions 1.8013 trillion yuan, an increase of 58%, operating income of 3.246 billion yuan, an increase of 88%, the adjusted net profit of 263 million yuan, an increase of 51%.

  Industry-leading business size to maintain a rapid development of the amount of its payment channel consulting 1431265775

  As a leading payment and Kim Yong-technology service providers, the report period, the remittance world to maintain rapid growth in small and micro businesses and mobile payment industry solutions and other mature business, where small and micro businesses by the end of 2017 of 5.8 million increased to 8.3 million; the industry has increased the number of customers by the end of 2017 from about 5,700 to about 8,700 homes.

  Based on the customer continues to expand the scale and scope of business of the company in 2018 to complete the payment service transactions 18,013 yuan, an increase of 58%, ahead of the industry average. On the basis of the amount of the payment of significant growth, the company achieved an operating income of 3.246 billion yuan, an increase of 88%.

  At the same time, the solution for exporting electricity business class businesses deepen cooperation, the company's cross-border business transactions quickly upgrade the size, the 2018 cross-border payment transaction volume achieved 20.2 billion yuan, up 312 percent year on year, operating income of about $ 30 million, an increase of 115 %. Companies with well-known domestic and foreign enterprises reached strategic cooperation, and in September 2018 became the exclusive global payments giant First Data's strategic partner in China, the official 2018 World Conference on Artificial Intelligence and support partners.

  Business innovation "new retail" comprehensive layout

  2018, the trend in the industry to accelerate structural change, purse account and use of space is rapidly expanding role in the industrial chain of payments already changed, become more of a traffic entrance. The new retail-based digital marketing channels in high-growth, remittance world overall layout of the various types of innovative businesses, showing steady development trend.

  Adhering to the "science and technology let you know better pay" concept, in 2018, remittance world and SaaS providers continue to strengthen the depth of cooperation, the SaaS service providers by the end of 2017 10 significant upgrade to 137, and the successful expansion of health, KA business over the field of education, the peak single-day trading record highs, the industry-leading system carrying capacity.

  The company will cooperate with SaaS providers, and connect more payment scenarios, and further consolidate the data analysis and processing capabilities, different kinds of hatching Kim Yong services, SaaS and other service providers and their business, "enabling" .

  During the reporting period, the company continued to increase R & D investment, continue to strengthen the scientific and technological capacity building. 2018 R & D investment 232 million yuan, an increase of 77%, R & D personnel accounting for more than 40%. Building three core capabilities that large scale transaction processing and operational capacity, accounting systems and the ability to support multi-scene wallet, intelligence analysis and data-driven decision-making ability.

  The future, the company will focus on four major business direction, comprehensive acquiring business will continue to expand the scale of the transaction, we continue to meet Kim Yong-added services needs of small and micro businesses; new retail business will grasp the vast market opportunities for service providers and SaaS strengthen the depth of cooperation, improve Kim Yong science and technology, predictive marketing, digital distribution operations and other value-added services; industry-specific business will be to meet customer account system and self wallet application core needs, help Air travel, logistics, supply chain and other traditional industries complete digital upgrade; cross-border and international business will respond positively to the regulatory encourage "payment institutions sea" policy-oriented, comprehensive expansion of overseas business layout, with leading international enterprises to strengthen strategic cooperation, improve cross-border payment solutions.

  Remittance world have always believed that technology is changing the payment, the scenes, the scene precipitation data, to create value. The future, the company will be a leading technology and operational excellence, providing the digital age payment processing and account settlement services; protect customer data assets safe for customers to continue to create value.

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