How to apply for game payment interface (three-party payment)
With the development of science and technology, all kinds of game products emerge in an endless stream, and games are inseparable from recharge, recharge requires a corresponding game payment interface, so how do we apply for a game payment interface?
1. How to apply for the game payment interface
1. What are the third-party payment interfaces?
At present, the third-party payment products in China mainly include Alipay (under Alibaba), WeChat Pay (Tencent), QQ Wallet (Tenpay), and QuickPass (under China UnionPay), etc. Among them, Alipay and WeChat have the largest number of users.
2. How to apply for opening a third-party payment channel?
1) How to apply for Alipay payment channel?
1. Login or registration address: Alipay Merchant Platform. This email address will be used as the login email address of your company’s Alipay corporate account. In order to avoid account changes caused by personnel turnover, it is recommended to select the corporate public email address.
2. Activate the enterprise account: Log in to the mailbox in the above steps, find the Alipay activation email, click Activate, and set the Alipay login password, payment password, security questions and other information at the same time.
3. Enterprise real-name authentication: After the activation is complete, fill in the enterprise authentication information, including: business license information, legal person ID card information, and organization code certificate information. At the same time, upload the corresponding electronic version of the picture.
4. According to the prompt content of Alipay, use the business-to-business account to transfer money to the account required by Alipay (the amount is less than 10 yuan, the specific amount is subject to the Alipay reminder), and wait for the approval of the Alipay company after making the payment. After the verification is successful, Alipay will notify you via email and text message.
5. Enter Alipay's "Products" page, select "APP Payment", and click "Sign Up Now".
If the app is already online, you can directly fill in the app download address and contact information and submit it for review;
If the APP is not online, you can take screenshots of the APP (five: APP homepage, product list page, product details page, payment page, and product end page. For detailed screenshot specifications, please refer to: What does the APP screenshot information include?) information and product payment scenarios Fill in the information on the word document and upload it, waiting for Alipay to review.
Alipay will complete the review within 2 working days, and will notify the enterprise by SMS or email after the review is completed.
6. Log in to the Ant Financial Open Platform, create a payment application and add functions in the developer center, and fill in the information.
7. Set the key and submit it for review. Just wait for it to pass.
edit
2) How to apply for the WeChat payment channel?
1. Log in to the WeChat open platform, click "Register" in the upper right corner, and fill in your email address and password. This email address will become your company’s WeChat open platform login email address. It is recommended to use the official email address of the company to register, and it is required that the email address has not been registered on the WeChat public platform or bound to a WeChat private account.
1. After registration, select developer qualification certification in the "Account Center" column. Note: Tencent will charge a review fee of 300 yuan here
3. After authentication, choose to create a mobile application in the "Management Center" column.
4. Create an application, and after the review is completed, click Apply for activation in the "WeChat Payment" column (if you only need to log in with WeChat, you do not need to activate WeChat Payment)
5. Fill in the information as required, and complete the "Mobile APP WeChat Payment Application" after the review.
Reminder: To successfully apply for opening a third-party payment channel, you need to prepare the following materials.
①Provide the three certificates of the enterprise (a scanned copy of the business license, legal person ID card, and account opening permit).
②Provide the domain name and website ICP record, the record information must be consistent with the provided enterprise information.
③ One legal person or company transfer bank account.
④ The front and interior photos of the company's business premises.
3. How to connect the third-party payment interface:
Step 1: Sign a contract and get the interface through a third party (it can be sent by email or downloaded in a third-party system). After getting the interface, you need to confirm the type of interface and whether it is the interface you need, such as B2C interface, B2B interface interface etc.
Step 2: The payment interface has many language versions, such as ASP, JSP, PHP, and .NET language versions, so choose the interface that matches your website language for installation. The technology of the mall website is generally clear about the development language of the mall.
Step 3: The payment interface obtained generally includes interface documents and interface code examples. Select an appropriate interface code example and conduct joint debugging. For example, if your website is developed by PHP, choose PHP code examples for joint debugging.
Step 4: When interface joint debugging, a third-party payment is required to provide a joint debugging test account before joint debugging can be performed. In addition to the joint debugging account, the joint debugging also needs the payment key of the account. During the joint debugging process, if there is any problem, you can directly contact the third-party payment technical support for coordination.
Step 5: After the interface joint debugging is passed, you can change it to a production environment account first, and conduct a transaction test. After the test is ok, you can put it on the mall website for transactions.
2. How much does it cost to open a third-party payment channel?
1. Alipay and WeChat have a 1% fee rate for games
2. WeChat needs 300 yuan/year real-name authentication fee (with invoice)
3. Alipay will go to the operator's Alipay enterprise account in real time after the player pays, and the operator can choose to transfer or withdraw cash; while Xinpay will go to the operator's WeChat open platform in real time after the player pays, and T+1 can withdraw cash.
3. How long will it take?
Wechat within 15 working days, Alipay within 10 working days.
4. How to choose the game payment interface platform
1. Do not choose to apply the offline payment code, it is easy to be risk controlled, unless the payer is very powerful, can switch back and forth with thousands of merchant accounts, and make transactions on your platform;
2. Do not go offline if you can go online. Although the cost of online payment channels is high, the channels are stable;
3. The payment channels of many third-party payment companies are different. The number of supported bank lists, the stability of payment channels, and the ability to handle risk control complaints all greatly affect the safe and stable operation of the game platform.
The content of the game payment interface platform has been sorted out for all friends. When playing games, we also need to protect our property and choose a good game payment interface platform.
I will share with you all the content about how to apply for the game payment interface here, I hope it will be helpful to you after reading it.