This paper consists of Jane Wyatt SimpRead transcoding, the original address https://help.pingxx.com/article/114953/
payment mode for the current third-party payment interface to access the main computer site contains payment, mobile payment site, APP payments, each The payment interface rates of third-party payment companies also tend to be the same. The general industry rate is about 0.6%, and the rate of virtual services such as games and entertainment is 1%. , UnionPay, Jingdong Payment, Baidu Wallet, Yibao Payment, etc.) for your reference!
Alipay
| product name | Application field scene |
Access fee | Fee Rate |
Margin |
| Alipay app payment | Mobile Applications | 0 yuan |
General industry: 0.6%, digital entertainment / games / 3C digital: 1.2% | 0 yuan |
| Alipay mobile website payment | Mobile web | 0 yuan | General industry: 0.6%, digital entertainment / games / 3C digital: 1.2% | 0 yuan |
| Alipay computer website payment | PC web page | 0 yuan | General industry: 0.6%, digital entertainment / games / 3C digital: 1.2% | 0 yuan |
| Alipay pay in person | PC Scan / Barcode payment | 0 yuan | General industry: 0.6%, digital entertainment / games / 3C digital: 1.2% | 0 yuan |
| Transfer money to Alipay account | Enterprise payment (B2C / B2B) |
0 yuan | free | 0 yuan |
| Alipay bulk payment | Enterprise payment (B2C / B2B) |
0 yuan | Single rate: 0.5%, minimum 1 yuan, maximum 25 yuan | 0 yuan |
| Alipay applet payment | Alipay applet payment | 0 yuan | 0.6%-1.2% | 0 yuan |
| Flower stage | Mobile Application / Mobile Web / PC Web |
0 yuan | For the collection fee, please refer to the fund channel fee in the contracted acquiring product. The instalment fee needs to be collected from the merchant or user through the configuration of the interface parameters of the acquiring product. For details, please refer to: Huabai Instalment | 0 yuan |
| Cross-border Alipay payment | Mobile application / Mobile web page / PC web page / Pay in person |
Subject to the latest channel charging standards | The specific charging standard shall be subject to the latest standard of each channel | Subject to the latest channel charging standards |
WeChat Pay
| product name | Application scenario | Access fee | Rate | Margin |
|---|---|---|---|---|
| WeChat App payment | Mobile Applications | 300 yuan / year | Subject to channel review ( reference link ) | |
| 0 yuan | ||||
| WeChat JSAPI payment | WeChat public account / PC scan code / corporate payment | 300 yuan / year | Subject to channel review ( reference link ) | 0 yuan |
| WeChat H5 payment | Mobile web | 300 yuan / year | Subject to channel review ( reference link ) | 0 yuan |
| WeChat Mini Program Payment | WeChat Mini Program | 300 yuan / year | Subject to channel review ( reference link ) | 0 yuan |
| WeChat Corporate Payment | Corporate payment (B2C) | 0 yuan | Payment to change: free; payment to bank card: 0.1%, minimum 1 yuan, maximum 25 yuan | 0 yuan |
| Cross-border WeChat payment | ||||
| Mobile application / WeChat public account / scan code | Subject to the latest channel charging standards | The specific charging standard shall be subject to the latest standard of each channel | Subject to the latest channel charging standards |
The rates corresponding to the WeChat payment merchant category can be viewed in the "Tencent Customer Service-WeChat Payment Merchant Zone" ( click to view )
QQ Wallet
| product name | Application scenario | Access fee | Rate | Margin |
|---|---|---|---|---|
| QQ Wallet App Payment | Mobile Applications | 0 yuan | Physical category: 0.6%; virtual category: 1% | 0 yuan |
| QQ Wallet Official Account Payment | QQ public account | 0 yuan | Physical category: 0.6%; virtual category: 1% | 0 yuan |
UnionPay
| product name | Application scenario | Access fee | Rate | Margin |
|---|---|---|---|---|
| UnionPay mobile payment | Mobile application / mobile webpage / WeChat public account | 2000 yuan (free for a limited time) | 0.6% (for self-applied application is subject to online acquisition) | 0 yuan |
| UnionPay Gateway Payment | PC web page | 2000 yuan (free for a limited time) | 0.6% (subject to the act of acquiring a network) | 0 yuan |
| UnionPay Electronic Corporate Online Banking Payment | PC webpage (B2B collection) | $ 20,000 | 15 yuan / pen (subject to the act of acquiring online) | 0 yuan |
| UnionPay Corporate Online Banking Payment | PC webpage (B2B collection) | 2000 dollars | 12 yuan / pen (subject to the act of acquiring a network) | 0 yuan |
| UnionPay electronic payment | Enterprise payment (B2C / B2B) | 2000 yuan (subject to the act of acquiring a network) | 1.5 yuan / pen (subject to the act of acquiring a network) | 0 yuan |
| UnionPay QR code payment | Forward scan / Reverse scan | 2000 yuan (free for a limited time) | 0.6%, with a minimum charge of 0.08 yuan (subject to the act of acquiring a network) | 0 yuan |
Apple Pay
| iOS app | 2000 yuan (free for a limited time) | 0.6% (subject to the act of entering the network) | 0 yuan |
JD Pay
| product name | Application scenario | Access fee | Rate | Margin |
|---|---|---|---|---|
| JD Pay | Mobile application / mobile webpage / WeChat public account / PC webpage | 0 yuan | ||
| 0.7% (subject to agreement) | 0 yuan | |||
| JD Baitiao | Mobile application / mobile webpage / WeChat public account / PC webpage | 0 yuan | 0.6% (subject to agreement) | 0 yuan |
| JD Pay | Enterprise payment (B2C / B2B) | 0 yuan | 2 yuan / pen (subject to agreement) | 0 yuan |
Staging
| product name | Application scenario | Access fee | Rate | Margin |
| Treasury installment-credit card installment | Mobile application / mobile webpage / offline scan code payment |
0 | Reference link | 0 |
China Merchants Bank Netcom
| product name | Application scenario | Access fee | Rate | Margin |
|---|---|---|---|---|
| One Netcom Payment | Mobile application / mobile web | 0 yuan | 0.6% | 0 yuan |
| China Merchants Bank PC scan code payment | PC web page | 0 yuan | 0.6% | 0 yuan |
Changjie Pay
| product name | Application scenario | Access fee | Rate | Margin |
| Changjie Pay | Enterprise payment (B2C / B2B) | 0 yuan | Consult Ping ++ for details of the limited time offer | 0 yuan |
Unicom Pay
| product name | Application scenario | Access fee | Rate | Margin |
|---|---|---|---|---|
| Unicom Pay | Enterprise payment (B2C / B2B) | 0 yuan | 1.5 yuan / pen (subject to agreement) | 0 yuan |
Baidu Wallet
| product name | Application scenario | Access fee | Rate | Margin |
|---|---|---|---|---|
| Baidu Wallet | Mobile application / mobile webpage / WeChat public account | 0 yuan | 0.6% | 0 yuan |
EBao Pay
| product name | Application scenario | Access fee | Rate | Margin |
|---|---|---|---|---|
| EBao Pay | Mobile application / mobile webpage / WeChat public account | 0 yuan | 0.6% | Charged according to the single-day single card transaction limit (less than 1W charged by 1W) |
Scan code offline
| product name | Application scenario | Access fee | Rate | Margin |
| Scan code offline | 线下／PC 网页 | 0 元 | 0.38% | 0 元 |
PayPal
| 产品名称 | 应用场景 | 接入费 | 费率 | 保证金 |
| 跨境收款 | 电商平台收款 | 0 | 参考链接 | 0 |
附：微信支付接口费用与申请条件介绍 微信支付接口主要提供刷卡支付、扫码支付、公众号支付、APP 支付四种方式，具体费率根据行业不同有所区别，大部分都是以 0.6% 收取手续费，其中，网络虚拟服务（包括网站、游戏）、水电气生活缴费收取费率为 1%, 加油、物流费率则为 0.3%. 具体 2017 年微信支付接口费用如下表：
| 微信支付商户类目 | ||||
| 一级行业 | 二级行业 | 资质文件 | 费率 | 结算周期 |
| 电商 / 团购 | 团购 | 若团购 / 海淘 / 商城中含其它需要提供特殊资质类目下物品时，则需要按要求直接提供相应的资质证明文件（若无直接上传《营业执照》）。例如，商城中含食品类，则直接提交《食品流通许可证》或《食品卫生许可证》 | 0.60% | T+1 |
| 海淘 | ||||
| 线上商超 | ||||
| 线下零售 | 超市 | 若团购 / 海淘 / 商城中含其它需要提供特殊资质类目下物品时，则需要按要求直接提供相应的资质证明文件（若无直接上传《营业执照》）。例如，商城中含食品类，则直接提交《食品流通许可证》或《食品卫生许可证》 | 0.60% | T+1 |
| 便利店 | ||||
| 自动贩卖机 | ||||
| 百货 / 商圈 / 购物中心 | ||||
| 其他综合零售 | ||||
| 餐饮 / 食品 | 食品 | 《食品流通许可证》或《食品卫生许可证》或《保健食品经营卫生许可证》（三选一） | 0.60% | T+1 |
| 餐饮 | 《餐饮服务许可证》或者提供实体店铺的三张照片（包含：1. 门头照含店名；2. 店内全景照；3. 店内收银台照） | 0.60% | T+1 | |
| 生活 / 家居 | 家装建材 / 家居家纺 | 0.60% | T+1 | |
| 数码家电 / 办公设备 | 0.60% | T+1 | ||
| 计生用品 | 0.60% | T+1 | ||
| 美妆 / 护肤 | 0.60% | T+1 | ||
| 鲜花 / 盆栽 / 室内装饰品 | 0.60% | T+1 | ||
| 交通工具 / 配件 / 改装 | 0.60% | T+1 | ||
| 宠物 / 宠物食品 / 饲料 | 0.60% | T+1 | ||
| 母婴用品 / 儿童玩具 | 涉及食品需要提供《食品流通许可证》或《食品卫生许可证》 | 0.60% | T+1 | |
| 服饰 / 箱包 / 饰品 | 0.60% | T+1 | ||
| 户外 / 运动 / 健身器材 / 安防 | 0.60% | T+1 | ||
| 钟表 / 眼镜 | 隐形眼镜需要《医疗器械经营企业许可证》（若不涉及隐形眼睛直接上传《营业执照》） | 0.60% | T+1 | |
| 黄金珠宝 / 钻石 / 玉石 | 0.60% | T+1 | ||
| 书籍 / 音像 / 文具 / 乐器 | 0.60% | T+1 | ||
| 生活 / 咨询服务 | 咨询 / 法律咨询 / 金融咨询等 | 0.60% | T+1 | |
| 婚庆 / 摄影 | 0.60% | T+1 | ||
| 装饰 / 设计 | 0.60% | T+1 | ||
| 家政 / 维修服务 | 0.60% | T+1 | ||
| 广告 / 会展 / 活动策划 | 0.60% | T+1 | ||
| 人才中介机构 / 招聘 / 猎头 | 《人力资源服务许可证》 | 0.60% | T+7 | |
| 职业社交 / 婚介 / 交友 | 营业执照经营范围需要包含交友等；涉外婚介不得接入 | 0.60% | T+7 | |
| 网上生活服务平台 | 0.60% | T+7 | ||
| 票务 / 旅游 | 旅行社 | 《旅行社业务经营许可证》 | 0.60% | T+1 |
| 旅游服务平台 | 0.60% | T+1 | ||
| 机票 / 机票代理 | 《航空公司机票代理资格证》 | 0.60% | T+1 | |
| 娱乐票务 | 0.60% | T+1 | ||
| 交通票务 | 收费授权证明文件（如授权证明书或合同） | 0.60% | T+1 | |
| 旅馆 / 酒店 / 度假区 | 0.60% | T+1 | ||
| 景区 / 宗教 | 宗教类提供《宗教活动场所登记证》 | 0.60% | T+1 | |
| 网络虚拟服务 | 门户 / 资讯 / 论坛 | 1.00% | T+7 | |
| 在线图书 / 视频 / 音乐 | 《互联网出版许可证》或《网络文化经营许可证》 | 1.00% | T+7 | |
| 软件 / 建站 / 技术开发 | 1.00% | T+7 | ||
| 网络推广 / 网络广告 | 1.00% | T+7 | ||
| 游戏 | 棋牌类、捕鱼类游戏提供《网络文化经营许可证》，其他游戏请提供营业执照 | 1.00% | T+7 | |
| 教育 / 培训 | 教育 / 培训 / 考试缴费 / 学费 | 0.60% | T+1 | |
| 公立院校 | 0.00% | T+1 | ||
| 私立院校 | 民办非公立院校需提供《办学许可证》 | 0.00% | T+1 | |
| 娱乐 / 健身服务 | 美容 / 健身类会所 | 0.60% | T+1 | |
| 俱乐部 / 休闲会所 | 0.60% | T+1 | ||
| 游艺厅 / KTV / 网吧 | 《娱乐经营许可证》 | 0.60% | T+1 | |
| 医疗 | 保健器械 / 医疗器械 / 非处方药品 | 互联网售药提供《互联网药品交易服务证》，线下门店卖药提供《药品经营许可证》 医疗器械：《医疗器械经营企业许可证》 |
0.60% | T+1 |
| 保健信息咨询平台 | 《营业执照》 | 0.60% | T+1 | |
| 私立 / 民营医院 / 诊所 | 《医疗机构执业许可证》 | 0.60% | T+1 | |
| 公立医院 | 《医疗机构执业许可证》 | 0.00% | T+1 | |
| 挂号平台 | 卫生局的批文或者和医院的合作协议 | 0.00% | T+1 | |
| 房地产 | 房地产 | 《建设用地规划许可证》《建设工程规划许可证》《建筑工程开工许可证》《国有土地使用证》《商品房预售许可证》 | 0.60% | T+1 |
| 收藏 / 拍卖 | 非文物类收藏品 | 0.60% | T+1 | |
| 文物经营 / 文物复制品销售 | 文物经营：《文物经营许可证》；文物复制品销售：《文物复制品销售许可证》 | 0.60% | T+1 | |
| 拍卖 / 典当 | 拍卖：《拍卖业务经营许可证》；典当：《典当经营许可证》 | 0.60% | T+1 | |
| 苗木 / 绿化 | 苗木种植 / 园林绿化 | 园林绿化需提供《城市园林绿化企业资质证书》 | 0.60% | T+1 |
| 化肥 / 农用药剂等 | 农药：下列单位可以经营农药：（必须是公司或组织机构） （一）供销合作社的农业生产资料经营单位； （二）植物保护站； （三）土壤肥料站； （四）农业、林业技术推广机构； （五）森林病虫害防治机构； （六）农药生产企业； （七）国务院规定的其他经营单位。经营的农药属于化学危险物品的，应当按照国家有关规定办理经营许可证。——广东省商户无资质要求。 |
0.60% | T+1 | |
| 交通运输服务类 | 港口经营 \ 港口理货 | 《港口经营许可证》 | 0.60% | T+1 |
| 租车 | 0.60% | T+1 | ||
| 加油 | 《成品油批发经营批准证书》或《成品油仓储经营批准证书》或《成品油零售经营批准证书》，其中一个即可 | 0.30% | T+1 | |
| 物流 / 快递 | 物流《道路运输许可证》；快递《快递业务经营许可证》 | 0.30% | T+1 | |
| 生活缴费 | 有线电视缴费 | 收费授权证明文件（如授权证明书或合同） | 0.60% | T+1 |
| 停车缴费 | 收费授权证明文件（如授权证明书或合同） | 0.60% | T+1 | |
| 物业管理费 | 物业管理企业资质等级评定证书（向建设部申请） | 0.60% | T+1 | |
| 城市交通 / 高速收费 | 收费授权证明文件（如授权证明书或合同） | 0.60% | T+1 | |
| 其他生活缴费 | 收费授权证明文件（如授权证明书或合同） | 0.60% | T+1 | |
| 水电煤缴费 / 交通罚款等生活缴费 | 收费授权证明文件（如授权证明书或合同） | 0.10% | T+1 | |
| 事业单位 | 0.60% | T+1 | ||
| 公益 | 公益 | 《基金会法人登记证书》 | 0.00% | T+1 |
| 通信 | 电信运营商 | 《电信业务经营许可证》 | 0.60% | T+1 |
| 宽带收费 | 《电信业务经营许可证》 | 0.60% | T+1 | |
| 话费通讯 | 提供与运营商间的合作授权收费协议 | 0.60% | T+7 | |
| 金融 | 财经资讯 | 若有具体的荐股行为，需资质《证券投资咨询业务资格证书》（若不涉及直接上传《营业执照》） | 0.60% | T+7 |
| 股票软件类 | 《证券投资咨询业务资格证书》 | 0.60% | T+7 | |
| 保险业务 | 保险公司提供《经营保险业务许可证》《保险业务法人等级证书》，其他公司提供相关资质 | 0.60% | T+1 | |
| 众筹 | 《营业执照》（仅限实物类、公益类众筹网站接入申请，暂不支持股权类众筹商户，后续会有商务同事联系补充代付协议） | 0.60% | T+3 | |
| 其他 | 其他行业 | 根据申请者实际业务及行业行政许可而另行要求的相关资质证照 | 0.60% | T+7 |