Author | Saiwen
Source | Compound Interest Channel
On April 17, the notes of the P2P platform announced that it had officially launched a strategic transformation in accordance with the guidance of the "Circular 83" issued by the regulator.
According to the announcement issued by the notes, the lending agreements signed by users are terminated due to policy changes, including automatic bidding, creditor's rights transfer, revenue calculation, and unrewarded awards.
The main operating company of Sui Jiji is Shenzhen Sui Shou Technology Co., Ltd., the legal representative of Gu Feng, a wholly-owned subsidiary of Beijing Sui Shou Technology Co., Ltd .; Beijing Sui Shou Technology Co., Ltd. is 70% owned by Gu Feng and 30% by Xu Shaochun, the latter He is the founder of Kingdee International Software Group, and Gu Feng also worked for Kingdee International.
On April 20, Shenzhen Nanshan District Internet Financial Risk Steering Governance Leading Group Office issued a notice, which pointed out that the Internet Risk Steering Group and Shenzhen Public Security Bureau Nanshan Branch have paid attention to the P2P business issued by Shenzhen Suishou Technology Co., Ltd. Launch announcement. Here, the two departments solemnly announce as follows:
1. The note-taking platform must effectively bear the main responsibility of the announcement to clear and defuse risks, strengthen effective communication with the lender, and protect the legal rights and interests of the lender.
2. All borrowers of the platform of note-taking must fulfill their repayment obligations in accordance with the contract, so as not to have a serious impact on their own credit, or be investigated for civil or even criminal responsibility.
3. Please keep in mind that all lenders pay close attention to the removal of the platform, clearly identify the authenticity of the information, do not create rumors, letters, rumors, respond to the demands according to law and regulations, jointly supervise the opening of the platform, and remove the orderly; Any violation of laws and regulations may be reported to the Nanshan District Network Financial Governance Office or the Nanshan Public Security Branch Bureau in accordance with the law.
(Official website of Shenzhen Nanshan People's Government)
However, after the announcement of the transition of the note, many lenders responded, and everyone's loan amount was more or less modified by the official. For example, the original loan amount was 700,000. After the platform announced the transformation, it changed the amount to be received to 400,000, and the other 300,000 was modified to confirm the interest.
The explanation given by the platform is that the modified amount is the original lent amount of the lender, and the reduced amount is the historical income that has been withdrawn by the platform in the previous years.
Not only is there a problem at the lending end, but also before the transition of the notes, the borrowing end has always had the problem of disguising its head in disguise.
On the third-party complaint platform, many borrowers said that they would not make any further loans after the year, and in December last year, some borrowers borrowed 20,000 yuan and repaid in 12 installments, but when making payments Immediately was deducted 4,000 yuan, the customer service called the fee as a service fee and repayment on time.
It is understood that Gu Feng, the actual controller, previously resigned from the legal representative of Shenzhen Suijin Technology Co., Ltd. and the executive director of Shenzhen Mingmo Technology Co., Ltd.
