"Early retirement" is probably the dream of all migrant workers. So, how much money can you save to retire early?
A netizen said that he has a friend who is 30 years old, has worked for 8 years, and has saved 600,000 yuan. Now he has resigned and lives on interest. He is a little envious!
Some netizens said that it is really awesome. I am 29 years old and only saved 60,000 yuan after working for 7 years.
But more people expressed disbelief. The interest of 600,000 yuan is only 180,000 a year. Can you live on this money? I envy the hammer!
Some people say that this amount of interest is enough for normal meals, but you can't get sick, buy big things, or get married.
Some people say that when I was 30 years old, I saved 1.4 million yuan, and now I have 40 million yuan in cash at the age of 46. This is not flattened. What qualifications do I have for 600,000 yuan?
Some people say that I have saved more than 800,000 yuan in 6 years of work, and I dare not rest for a moment because I have a house.
Some people say that 600,000 people have to go back to their hometown and lie flat, and their health must not go wrong. If you don't work, you don't have medical insurance and social security, you will be completely useless if you get sick.
Some people say that one must not be married, have no children, have no loans, and have no elderly to support, otherwise one cannot be so chic.
Some people say that he will gradually find that deposit + interest is not enough for future living expenses, and he will find other ways to make money.
Some people say that you can do odd jobs casually.
Some people say that you can deliver food.
Some people say that you can open a self-media account to record your off-work life, which is how you play now.
Others say that this deposit is more in line with the real situation.
Some people say that if you don’t buy a house, get married, or have children, you should have more than 600,000 in savings.
Some people say that it mainly depends on the family conditions. If the family conditions are good, these are enough.
Some people say that in rural areas, or if you have a house but no mortgage, and you are alone, these things are possible.
Some people say that if you go back to your hometown in the countryside for the elderly, 1,500 yuan a month is enough to cover your own food.
Some people say that he is also 30 years old, spends money lavishly, and has saved 1.2 million yuan without lying down. The interest on this money is really not much. If you plan to die alone, you can live an ordinary life, but lying flat is thinking too much.
Some people say that 600,000 yuan is definitely not flat, but everyone should take this attitude and lie flat, so that the entire system can be reshuffled.
Whether 600,000 is enough to lie flat depends on the individual situation. Everyone's situation is different. Some people can lie flat with 600,000 yuan, and some people can't lie flat with 6 million yuan. Whether you have a mortgage, whether you are married, whether you have children, whether you have an elderly person, these will all affect a person's choice. After all, each person has his own way of life. Some people are extravagant and want to spend even one hundred thousand yuan a month, while some people are minimalist and can’t even spend 1000 yuan a month. How much money is needed for early retirement is a pony crossing the river, which varies from person to person.
If you want to retire early, you must take into account all the risks that may occur in the future, such as illness, accidents, inflation, etc., and leave enough insurance money for yourself, which will also give you a more sense of security in the future.
In addition, early retirement does not mean completely flat, but means a freedom to choose. Retiring early is not retiring from society, but retiring from a dirty workplace. It is not doing nothing, but doing meaningful things that you like. This kind of early retirement is responsible for one's own life, allowing one's time and energy to be spent on more interesting and meaningful things, rather than being a slave to money. I hope that all of you who read this article will have the luck and courage to retire early.