Face-swiping payment is Alipay's latest payment method based on AI intelligence, machine vision, 3D sensing, and big data risk control technology. Users can complete the payment by swiping their faces without carrying any equipment. Alipay’s face recognition algorithm is based on a deep neural network, allowing the computer to learn the human brain, and through continuous training, cross-validation and dynamic recognition to recognize faces.
Although mobile payment has become quite popular nowadays, users in offline scenes often encounter inconveniences when they are inconvenient to pick up their mobile phones, such as holding a lot of things in their hands, holding children, etc., face payment provides users with a more convenient choice. According to statistics, the entire process of swiping face payment takes no more than 10 seconds, eliminating the need for queuing to checkout and other links, which greatly saves users' time. At the same time, users do not need to remember so many complicated and cumbersome passwords, which reduces the cost and difficulty of users' use, and is especially friendly to groups such as the elderly.
Alipay is equipped with a 3D infrared depth camera on the face-scanning payment device. Before face recognition, it will use a combination of software and hardware to perform live detection to determine whether the collected face is a photo, video or software simulation. It can effectively avoid the fraudulent use of identity caused by various face forgery. Face-swiping payment, smart medical care, smart campus, smart bank, catering, supermarket, hotel, non-sense parking lot, various scene solutions, software customization development, payment equipment wholesale, please Baidu "Zhangyou Electronic Wei" for details
In addition, after face recognition, the mobile phone number bound to the account needs to be entered for verification, which further improves security. At the same time, Alipay will ensure account security through various security risk control strategies. For example, the face-swiping payment function requires the user to perform an activation operation, and the payment can be made after activation, and the user can also close it at any time. Moreover, even if there is a very small probability that the account is fraudulently used, Alipay will pay the full amount through the insurance company.
In addition, Alipay has always put the protection of user assets as the first priority. The increase in the process of entering mobile phone numbers is to make the entire face-swiping process more secure. In the future, we will use technology upgrades to allow users to reduce the number without reducing security. You can complete face verification without even entering your phone number. Nowadays, face-to-face payment is not yet popular, but the prospects of face-to-face payment are promising. How can I seize the outlet and be a face-swiping payment agent? With the development of the times and changes in the payment market, face payment has become the new darling of today's era.
The company's product research and development center has more than 40 experienced research and development engineers, insisting on independent research and development, independent innovation, a number of software and hardware products have applied for national patent declaration and more than 40 software copyright registration certificates. The strong R&D team guarantees the consistency and stability of each product from the development and design of software and hardware to industrialized mass production, and also guarantees the rapid update of Palmyou products.