[Other] micro-channel pay

 

First, the micro-channel payment model

1, the payment code payment 

  payment payment code is "credit card barcode / 2D code" to direct payments after completion of the merchant system scan mode in the user's wallet to show micro-channel. The main application face cashier offline scenarios. 

2, payment Native 

  Native payment system merchant is paid by the micro-channel protocol generator payment dimensional code, the user then micro-channel "sweep the" complete payment mode. This mode is suitable for PC site to pay the store a single product or an order to pay, payment of advertising media and other scenes. 

3, JSAPI pay 

  JSAPI pay a user to open businesses in the micro-page letter H5, H5 business page in the interface invoking micro-channel payment module to complete the payment by JSAPI call micro-channel pay offer. Scenarios have: 

  ◆ users within the micro-channel public account into the business public number, open a home page, complete the payment 
  ◆ user's friends to share business page connected circle of friends, chat window, users click on a link to open the business page, complete the payment 
  ◆ converting a two-dimensional code merchant page, after the user scans the two-dimensional code in the micro-channel open page in the browser to complete the payment 
. 4, payment APP 

  APP known as pay payment movable end, the movable end is integrated into the open SDK application APP adjusted by merchants from micro-channel mode module to complete the payment of the payment. 

5, H5 pay 

  H5 paid mainly in mobile phones, ipad and other mobile devices to evoke micro-channel pay through the browser payment products. 

6, the payment applet 

  small program payments are specifically defined in the applet use payment products. Currently in the applet you can and only use a small program payments to evoke micro-channel pay.

Second, the Glossary

1, micro-channel public platform for 

  micro-channel public platform is a micro-channel public account application entry and management background. Merchants can submit basic information in the public platform, business information, financial information subscribe to micro-channel payment functions. 

  Platform Entrance: http: //mp.weixin.qq.com. 

2, the micro-channel open platform 

  WeChat open platform merchant APP micro channel access request payment interface inlet opening through which the micro-platform application APP pay channel. 

  Platform Entrance: http: //open.weixin.qq.com. 

3, micro-channel business platform for 

  micro-channel business platform is a micro-channel pay-related set of business functions, including configuration parameters, payment data query and statistics, online refunds, vouchers or discount up by operators and other functions. 

  Platform Entrance: http: //pay.weixin.qq.com. 

4, micro-channel Enterprise 

  Micro Enterprise letter is to apply for entry and management background of the Enterprise, businesses can submit basic information on Enterprise, Business, financial, subscribe to micro-channel payment functions. 

  Enterprise Entrance: http: //qy.weixin.qq.com. 

5, micro-channel payment system 

  micro-channel system is a payment system to complete the general term API interface, a background service processing system, accounting system, and other micro callback notification channel involved in the payment process. 

6, merchant cash register system 

  merchant cash register system that is the merchant's POS cash register systems, product information is input, generate orders, customers pay a small ticket printing system and other functions. Access micro-channel payment functions are mainly related to the development and testing POS software system, 
  so the merchant cash register system mentioned below refers specifically POS cash register software. 7, merchant back office systems   Business background business background system is the general term for processing business systems, such as: business website, cash register systems, inventory systems, shipping systems, customer service systems. 8, scan code device   an input device, merchant system is mainly used for fast reading coded information on the graphic medium. By different types of reading code, bar code scan code devices can be divided into two-dimensional code and scan code devices. Reads the physical principle can be divided by infrared scan code equipment, laser equipment scan code. 9, merchant certificate   merchant certificate is provided by the micro-channel binary file, merchant payment system initiated when the backend server communication request with the micro-channel, micro-channel pay as the background to identify the true identity of the merchant's credentials. 10, the signature   business background and a micro-channel pay back the results generated from the same key and algorithm used to verify both the identity legitimacy. Signature algorithm developed and publicly, there are usual signature by the micro-channel pay: MD5, SHA1, SHA256, HMAC and so on. 11, JSAPI page payment   JSAPI page payment that is earlier said public numbers payment, click on the page links in the micro-channel public number, circle of friends, chat sessions, or micro letter "sweep the" Scan page address two-dimensional code to open in the micro-letter merchant HTML5 page, in order to complete the payment page. 12 is, Native Native payment   Native Native paid i.e. earlier said scan code to pay, the merchant according to the micro-channel payment protocol format to generate two-dimensional code, the user through a micro channel "sweep the" scanning two-dimensional code after entering the payment confirmation screen, enter the password complete the payment. 13, payment password   payment password is the password set by the user to open a separate micro-channel payment to confirm the completion of the payment transaction authorization. The micro-letter password and login passwords are different. 14, Openid   user identity in the public identification number, number of different public have different openid. Login authorization by the merchant back office systems, payment notifications, orders and other inquiries API is available to users openid.
  The main purpose is to determine the same user sends a message to call the user, and so the message template. Enterprise users need to use the Enterprise userid turn openid interface conversion userid corporate members into openid.

 

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Origin www.cnblogs.com/websmile/p/11113817.html