Payment security has always been our concern. So, which is more secure, QR code payment or face payment? The security hidden in the traditional QR code payment is that the static QR code may be invaded or implanted with a virus, and the QR code payment requires a password or fingerprint verification, which is simply stolen. The face-scan payment uses the domestic leading 3D face recognition technology, combined with the dual detection of hardware and software, can judge the real user by 99.99%, which is more secure than the QR code payment to a certain extent.
However, ordinary users can make payments through face recognition, and face-to-face payment is still not completely guaranteed, and there is still the possibility of privacy leakage. The answer to the question of which QR code payment or face payment should be more extensive is obvious. QR code payment has already occupied an indispensable figure in the mobile payment market. As of the end of 2017, the breakthrough of QR code payment has reached 900 billion yuan. The size of the mall. Face-swiping payment, smart medical care, smart campus, smart bank, catering, supermarket, hotel, non-sense parking lot, various scene solutions, software customization development, payment equipment wholesale, please Baidu "Zhangyou Electronic Wei" for details
The report predicts that by 2020, the global QR code market will reach 100 billion US dollars. Although face payment is now appearing in offline retail scenarios such as KFC, supermarkets, pharmacies, etc., it is still in the stage of perfect development. Compared with face-based payment, QR code payment has significant cost advantages for some merchants. Whether the face payment can be implemented on a large scale is still unknown, and whether it can be endured by the masses will take time to prove.
Some time ago, when we mentioned the previous life of “feeding on the face”, we started from the premise to the Alipay facial recognition system. Today, at the Shanghai station of Alipay Open Day, Alipay announced the official launch of a brand-new face payment product-"Dragonfly". According to Alipay's naming method of "Animal International", this facial payment product should be a system that was rumored to be "commercially on a large scale" some time ago.
According to Zhong Yao, general manager of Alipay's IoT business department, this little "dragonfly" has been greatly advanced in many aspects. Technically, "Dragonfly" uses a 3D structured light camera, which not only has a larger pitch angle, but is faster and more accurate, but also supports two types of payment: code scanning and face scanning. And its intelligence engine has also been upgraded, with deep learning capabilities. Customers can complete the payment without entering their mobile phone number in a frequent and familiar environment.
In order to better seamlessly connect with existing manual checkout counters and make installation more convenient, "Dragonfly" has achieved miniaturization, mentioning that it is only one-tenth of the self-service cashier, and it is also fully compatible with the merchant's existing cashier system, which is greatly reduced Reduce the cost of business system transformation. The most critical point is that this little "dragonfly" has a cost drop of 80% compared with self-service cashiers, further lowering the threshold, and making sufficient preparations for large-scale commercial use.