Despite the obvious advantages, but for users, the current brush face pay there is still uncertainty risk. Science and Technology Secretary, Li Wei, the People's Bank has said publicly that, "Now, some technology will be able to identify three kilometers outside of the human face, the customer does not express the will of the subjective went to brush face, which is a terrible thing." At the same time, pay giants areas to seize the strategic advantage, naturally attract the attention of hackers key areas, there is a big safety hazard.
1, face brush equipment What?
Brush the market face a payment device mainly two, one is called micro-pay letter of "frog", another is called Alipay "dragonfly." The earliest launch brush face is Alipay payment, based on market feedback, Alipay's market share is higher and better than micro-channel, market acceptance and reputation. Micro-channel in August this year launched a "frog PRO" sided screen, micro-channel connecting large ecological, Alipay October also announced new systems face brush equipment, look after the listing can bring a different experience.
However, according to the merchant's transaction data statistics, 60% of payments are paid through the micro-channel, micro-channel brush face equipment therefore profit, is clearly more impressive. At present "micro-channel integration brush face, Alipay scan code, pay CUP cloud flash, flash CUP pay receivables device" has been extended nationwide.
2, brush face payment What are the advantages?
We now have to go out holding a cell phone, make sure the phone has a signal, in case the phone out what went wrong, the point where there will be a dilemma; or you pay at the supermarket, hands inconvenient time, brush the face of such payment will be able to avoid perfect problem, just brush face to complete the payment. Brush face equipment have adopted the 3D structured light camera to ensure accurate identification, photographs by identifying the model can not ensure the security of user accounts, and, face brush device also supports scan code to pay.
3, the brush device can face the docking original cash register system?
The answer is yes, the current face brush device can effectively docking the market most of the cash register system, which is mainly to add a payment method in the system on the basis of the original cash register does not affect the original cash register system.
4, why pay will face brush popularity?
Technically, face brush paid out of the phone, APP , passwords and other media, with no sense of recognition, face brush means more secure, fast and convenient; from the promotion, the production capacity continue to lower the costs, equipment prices have in line with market expectations.
In addition, Alipay and micro-channel two giants, to seize the payment market, has begun subsidy war, Alipay let it be "no limit on investing in the future", subsidizing device 100 subsidy market. It is foreseeable that in the next three to five years, will pay face brush as two-dimensional code in general popularity.
5, brush face can be installed in what areas?
China more than 90 million individual industrial and commercial households, small and micro scale large market players. Now is the time to seize the market, face brush can be used in payment: shopping malls, restaurants, supermarkets, foot massage, beauty, salon, scenic spots, hotels, schools, large maternal and child chain, KTV, hospitals, subway, bus, department stores, etc., as long as the collection of consumer sites can be installed.
"Merchants pay face brush, brush face payment software system"
6, there is no micro-channel and Alipay face brush combo device?
Micro-channel and Alipay are competitors, they are two devices means that two different channels, different platforms and UID database. At this stage the official launch of the brush face equipment, and support polymerization scan code is paid, so do not worry can not receive money.
For now, the official will not face brush polymerization equipment production support payments, or else it will not pinch the two giants of so much. But these are not important, the blue ocean market, massive support, the key is what are you doing?
7, face brush collection fee or not?
Brush equipment face hardware costs about 1499-2200 yuan, did pay all know, as long as the payment is generated in the financial sector will have to pay a certain rate, and scan code as pos credit card as payment, the rate is the official standard 0.6 percent, ten thousand dollars 60 yuan fee, the cost is borne by business, industry, or for different types of businesses can apply for the rate cut, the market is currently between 0.38-0.6 regular, public schools, hospitals can 0 application subsidy policy rates. Brush face payment service providers butt
Brush face time has come to develop a huge market space, the layout is tantamount to seize the smart terminal bonus, the original new retail business models and payment of the perfect combination of face brush, thereby helping to create "new payment + new retail" mode. At the same time, a number of operational problems for the business entities under line to pay as a leveraging point brush face, through social empowerment, help to help all sectors of the business entity precise drainage, Talk lock powder, to create a real by the consumer, merchants and service providers to build consumer ecosystem.
Some people say the development of the Internet industry will be more and more, some people think that the Internet industry is the economic behavior of enterprises, of course, if a company access to the Internet, he not-for-profit premise that words are not added, along with a number of companies Join the manufacturers pay to join a growing number of styles, will also open future payment market, but also ushered in the sound management and payment market. Some people think that the scale of China's e-commerce is relatively small, compared with other countries is often not enough to occupy degrees, so our e-commerce market will expand rapidly, under the push of the Internet will be more rapid development.
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