Question bank source: Youtibao public account
The daily practice and answers of the 2022 Insurance China Life Insurance Manager Examination are compiled by the Youtibao official account based on the latest Insurance China Life Insurance Manager Examination syllabus and the real questions of the Insurance China Life Insurance Manager Examination over the years, including the insurance China Life Insurance Manager Examination frequently asked questions. The key questions and knowledge points in the test will help candidates review and prepare for the insurance China Life Insurance Manager Exam and achieve good results.
1. Preferred stock has a higher (?) than common stock.
A. decision-making power
B. Dividends
C. The priority of the company's remaining claims
D. Voting rights
2. The cash value of a universal life insurance policy at the beginning of the 6th year is 5,000 yuan, the premium paid at the beginning of the year is 2,000 yuan, the death expense for the year is 500 yuan, the management fee is 300 yuan, and the accrued interest is 300 yuan, then the cash value of the policy at the end of the 6th year is ( ).
A. 2500 yuan
B.4100 yuan
C. 6500 yuan
D.7000 yuan
3. The trajectory of the change in cash value of annual premium term life insurance is ( ).
A. First increase and then decrease
B. Decrease first and then increase
C. keep increasing
D. has been decreasing
4. The following statement about the difference between social insurance and commercial insurance is incorrect ( ).
A. Commercial insurance emphasizes individual equality, while social insurance emphasizes social equity
B. Commercial insurance needs actuarial technology, social insurance does not need actuarial technology
C. Commercial insurance is based on the voluntary principle, and social insurance is based on the compulsory principle
D. Commercial insurance funds mainly come from premiums paid by policyholders, company registered capital, etc.; social insurance funds mainly come from state financial subsidies, enterprise and employee contributions, investment income from accumulated funds, etc.
5. The following does not belong to the main body of the life insurance market is ( ):
① Insurance Association;
② Those who need life insurance;
③ Insurance regulators;
④ Insurance brokers;
⑤ Life insurance provider.
A.① ③
B.① ③ ⑤
C.② ④ ⑤
D.① ② ③ ④ ⑤
【Answer】
1～5：CCABA
The above is the daily practice and answers of the Insurance China Life Insurance Manager Examination. Xiaobian and Youtibao will continue to update the real questions and answer analysis of the Insurance China Life Insurance Manager Examination. If you need it, don't miss it. I also hope that all candidates can achieve good results in the Insurance China Life Insurance Manager Exam.
