Source of question bank: Youtibao official account, daily practice and answers of the 2022 insurance loss assessor exam, compiled according to the latest insurance loss assessor exam syllabus and the real questions of the insurance loss assessor exam over the years, including the insurance loss assessor exam frequently asked questions The key question types and knowledge points will help candidates review the insurance loss assessor exam and achieve good results.
1. For those over the age of 75, the death compensation shall be calculated according to ( ) years.
A. 10 years
B.5 years
C.15 years
D. 12 years
2. In property insurance, if the insured object causes insured losses due to the liability of a third party, the insurer obtains the right to claim against ( ) according to law after paying the insurance indemnity to the insured.
A. Agent
B. the insurer
c. insurance company
D. a third party
3. The main function of the auxiliary oxygen sensor is ( ).
A. Strengthen the catalytic power
B. Feedback exhaust oxygen content
C. Monitoring Transformation Efficiency
D. Troubleshooting
4. Car A and Car B had a rear-end collision, resulting in the loss of both cars. When the driver of car A got out of the car to check the damage of the vehicle, the driver of car A falsely claimed that he was not feeling well and drove the car away. After being summoned by the traffic police, he went to the traffic team again to settle the compensation for the accident. Subsequently, car A filed a claim with the insurance company, asking how to deal with the accident ( ).
A. It should be compensated because of the collision liability which is the insurance liability.
B. It should be compensated, but the loss needs to be re-assessed and compensated within a reasonable range.
C. Only responsible for compensation for the losses of the three parties.
D. Should not be compensated, A's behavior is an escape.
5. Which of the following understandings of the loss compensation principle of the insurance law is correct ( )
A. After the insured is insured, the insurer shall compensate for any loss
B. When the insured suffers losses due to the occurrence of an insured event, the insurer shall compensate the insured for the actual losses suffered by the insured within the scope of its responsibility
C. How much is the loss and how much is the compensation
D. Applies to both property insurance and personal insurance
【Answer】
1～5：BDCDB
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