Recently, the People's Bank of China Credit Information Center said that as of the end of November last year, the personal credit information system has been largely achieved wide coverage of personal financial credit information; the People's Bank is developing screening program for commercial banks, credit bureaus to ensure that personal credit information information security.
According to reports, as of the end of November 2019, the personal credit information system access various lenders a total of 3693, has been largely achieved wide coverage of personal financial credit information. Credit information system is mainly used for lenders to borrowers credit risk assessment, widely used in pre-loan, loans, the loan after the whole process.
Since the formal credit system to provide services, personal credit report I query volume rose year after year.
January 2019 to November, the personal credit report, ask Total 84,826,000 times. For now, the number of personal credit report inquiry is still upward trend, more and more people recognize the importance of their own credit, future queries will continue to rise.
According to reports, credit management departments around the People's Bank of China is stepping up compliance review of commercial banks, credit bureaus.
Source: CCTV
edit: Micro Branch UTS
