First, the credit module
1) send the photo
On delivery (positive [ID], [the back of the ID card], [], and other freight elevator key frame picture)
2) the amount of account information inquiry
Query [current quota status], [quota request flag], [processing time], [amount], [quota period], [amount of refuse deadline], [Product ID], [amount available], [Japanese interest rate], [years rate], [reason for failure]
3) the amount of applications submitted
[Account id], [name], [ID], [phone number] (registration phone number), [bank accounts], [id] address (ocr), valid ID card [start time] (ocr) , [ID card valid end time] (ocr)
, [Degrees], [provinces] business address, business address [city], [Address Region], [Address], [contact information] list ([name], [telephone], [contact with the relations]), [upload a photo ID list] ([photo name], [picture type]), [credit authorization flag], [in vivo detection result], [in vivo detection of detailed results], [need code], [code]
Interface returns the amount of information returned by the query [information]
4) the results of credit callback
5) the amount of application status inquiry
6) account information Changing the interface
This interface is filed with the [amount] interface is very similar, except that, this interface is only used to update a user's personal information (not including bank card related, in a separate bank card related tie card interface)
Second, the loan application
1) bank card binding notice
[Account the unique ID], [ID], [name], [card number], [bank name], [bank id], [reserved phone number], [provinces], [City]
2) interest charges calculated (based on user-submitted plan loan program, the provision of cost under this program and repayment information)
[Account the unique ID], [loan amount], [Installment Plan], [interest-bearing manner, matching the principal, principal and interest equal]
Response message:
[Interest], [first repayment date], [repayment], [date] interest rates, repayment plan [] ([current] periods, the total number of installments [], [principal], [interest], [ The current repayment date])
3) loan application
[Account the unique ID], [ID] make money, the loan amount [], [] installments installments, interest-bearing mode [] (equal principal, principal and interest equal), use of the loan, bank card number, currency
Response message:
[Make money ID], [state] application, application time [], [] processing time, accounted for [time], [IOU number], [reason for failure], [validity] refused
4) the results of the callback loan
5) loan status inquiry
Third, the repayment class interface
1) repayment plan inquiry
[Account the unique ID], [ID] section please
Response message: [list] repayment plan (current periods [], [] should also principal, should also interest [], [] should also premiums, but also default interest should be [], [] has been of principal, interest has also [], [] has also penalty interest, remaining principal [], [] the remaining interest, penalty interest [remaining], [planned repayment time], [actual settlement / end time], [current state] )
2) repayment plan detailed information
[Account the unique ID], [ID] section please
Response message: [list] repayment plan (current periods [], [] status details (already paid off, not yet)), should also [principal], [should also interest], [penalty] should also , [also been the principal], [has] also interest, penalty interest [have also], [should] also date, the actual recorded time []
3) prepayment spreadsheet
[Account the unique ID], [spreadsheet] type (full settlement)
[Payment details by IOU The contribution (IOU [ID], [principal] should also, should also interest [], [] should also service fees, late fees also [should])
4) submit payment
[Account the unique ID], [ID] single repayment, IOU [ID], [repayment] type (1 monthly payment to settle IOU 2), the actual charge [], [] platform making it up, [operating activities subsidies], [total recognized amount], [time] accounted for repayment submitted
Response message:
[Payment processing status], [IOU number], [reason for failure], [repayment accounted for details], [IOU ID], [principal], [interest]
5) Repayment schedule query
[ID] repayment
Response message: [payment processing status], [recorded time], [repayment accounted for details] (IOU [ID], [principal], [interest], [penalty], [premium], [] guarantee fee , [reason for failure])
6) Repayment recorded history inquiry
[ID] repayment
Response message: [total payment amount], [actual amount debited], [making it] platform, accounted for [time], [repayment accounted for details], [ID] IOU, IOU accounted for details [single] ([period times], [principal], [interest], [late fees])
Fourth, the offline file data requirements
1). Reconciliation loan
2). Repayment reconciliation
3) Information overdue reconciliation
4) recent information should repayment
5) the date of withholding information
Fiscal year period the number of