introduction
In today's competitive business environment, understanding a business' risk profile and credit rating is critical for financial institutions, investors and supply chain managers. Traditionally, these decisions have relied primarily on information such as financial statements and credit reports, but this data is sometimes difficult to obtain in a timely manner or is not comprehensive enough. Fortunately, with the development of technology, the emergence of enterprise basic information API provides a new source of data for these decisions.
Enterprise basic information API is an interface for third-party applications to query enterprise registration information. Through this API, users can obtain basic information such as the company's registration status, legal representative, business scope, registered capital, and date of establishment. Next, let me talk about some suggestions on how to apply the enterprise basic information API to risk assessment and credit rating~
application advice
1. Enterprise background check:
In the process of supply chain management, cooperation negotiation or recruitment, enterprises can use the enterprise basic information API to verify the basic information of potential partners or suppliers. Whether the registration status is valid and whether the legal representative is legal are all important indicators for judging the reliability of a partner.
2. Comprehensive risk assessment:
A comprehensive evaluation of the data acquired by the enterprise basic information API and other data sources, such as financial statements and credit reports, can provide a more comprehensive understanding of the enterprise's risk status. For example, combining registered capital and financial data, the financial stability of a business can be assessed.
3. Credit rating model:
In credit rating, the basic information of enterprises is an indispensable part. Information such as registration date and operating time obtained through the API can be used to establish a credit rating model to help financial institutions and investors more accurately evaluate the credit level of enterprises.
4. Risk monitoring:
By continuously monitoring the changes in the registration information of the enterprise, you can keep abreast of the business status and risk dynamics of the enterprise. For example, changes in registration status, changes in legal representatives, etc. may imply that the company faces certain risks.
5. Decision support:
Enterprise Basic Information API provides decision makers with richer information to help them make more informed decisions. In scenarios such as investment decisions, credit approval, and supplier selection, the data provided by the API can assist decision makers to understand the situation of the enterprise more comprehensively.
Enterprise basic information API recommendation
Recently, I found a pretty good enterprise basic information interface on the Internet—the basic enterprise information of APISpace . You can obtain the basic information of the enterprise through the company name/company ID/registration number or social unified credit code. The basic information of the enterprise includes the company name or ID, type, establishment Date, business status, registered capital, legal person, industrial and commercial registration number, unified social credit code, organization code, taxpayer identification number and other field information. Easy to use, complete data return, accurate query.
Return example:
{
"result": {
"historyNames": "贵州*******有限公司;",
"regStatus": "存续",
"regCapital": "1****4.909万人民币",
"city": "贵阳市",
"staffNumRange": "5000-9999人",
"bondNum": "60**65",
"historyNameList": [
"贵州*******有限公司"
],
"industry": "汽车制造业",
"bondName": "中航重机",
"type": 1,
"updateTimes": 1689203439000,
"legalPersonName": "冉*",
"regNumber": "5200*******018",
"creditCode": "915200*******46R",
"property3": "AVIC Heavy Machinery Co.,Ltd.",
"usedBondName": "**液压-\u003eG**-\u003e**液压",
"approvedTime": 1687622400000,
"fromTime": 847900800000,
"socialStaffNum": 66**,
"actualCapitalCurrency": "人民币",
"alias": "中航重机",
"companyOrgType": "其他股份有限公司(上市)",
"id": 11684584,
"orgNumber": "214**14-6",
"actualCapital": "1**04.909万人民币",
"estiblishTime": 847900800000,
"regInstitute": "贵阳市市场监督管理局双龙分局",
"businessScope": "法律、法规、国务院决定规定禁止的不得经营；法律、法规、国务院决定规定应当许可（审批）的，经审批机关批准后凭许可（审批）文件经营;法律、法规、国务院决定规定无需许可（审批）的，市场主体自主选择经营。（股权投资及经营管理；军民共用液压件、液压系统、锻件、铸件、换热器、飞机及航空发动机附件，汽车零备件的研制、开发、制造、修理及销售；经营本企业自产机电产品、成套设备及相关技术的出口业务；经营本企业生产、科研所需的原辅材料、机械设备、仪器仪表、备品备件、零配件及技术的进口业务；开展本企业进料加工和“三来一补”业务。液压、锻件、铸件、换热器技术开发、转让和咨询服务；物流；机械冷热加工、修理修配服务。）",
"taxNumber": "91520*******4146R",
"regLocation": "贵州省*********************地1号楼5层",
"regCapitalCurrency": "人民币",
"tags": "存续;曾用名;定向增发;A股 | 中航重机 600765 | 正常上市;项目品牌:中航重机;投资机构:中航重机;企业集团",
"district": "南明区",
"bondType": "A股",
"name": "中航重机股份有限公司",
"percentileScore": 9827,
"industryAll": {
"categoryMiddle": "改装汽车制造",
"categoryBig": "汽车制造业",
"category": "制造业",
"categorySmall": ""
},
"isMicroEnt": 0,
"base": "gz"
},
"reason": "ok",
"error_code": 0
}
Summarize
The enterprise basic information API brings a new data source for risk assessment and credit rating, helping decision makers to understand the risk and credit status of enterprises more comprehensively. Reasonable application of these data will help financial institutions, investors and supply chain managers make more informed decisions, reduce risks and improve efficiency.