We usually work units have to pay part of the housing fund, there are some certain number of years have been working for a friend, their provident fund account at least have a million, as many may have more than ten million, then how can we fund it is extracted
fund official website: http://www.shgjj.com/
first, buyers extraction, this demand is the withdrawal of the fund as it should be, after all, we pay the fund's purpose is to buy a house in the future, and therefore we direct to housing fund processing center apply for a full withdrawal of the fund it.
Second, the housing loan extraction, if they have a mortgage is repaid, whether the loan portfolio of commercial loans, provident fund loans or commercial loans and provident fund loans used simultaneously, can be extracted in accordance with the provisions of a provident fund loan repayment each year, this prerequisite we are not bound to fund the repayment, such as a friend Xiao Zhou, his fund to pay one thousand yuan a month, in January of each year, basically before the Spring Festival, Xiao Zhou will go to fund a center to apply on their own in the fund extracted and used to repay the mortgage.
Third, rent withdrawal of the fund, there are many cities have such a policy, we can get a rental contract against my account in the fund, but the fund withdrawal amount can not exceed the cost of rent myself a year, if it is to withdraw all their own the fund then the current rent alone is extracted in this way does not work.
Fourth, extracted housing renovation, the use of a house renovation or reconstruction of old houses in this way can also be extracted fund is generally required to provide their own housing renovation and decoration company's commission contract, as well as other necessary materials, such as provident fund withdrawal such as single, proof required when handling staff provident fund processing center will tell us.
Fifth, the court withdrawal of the fund, this extraction method is generally difficult to encounter, say you owe someone money, it has not been returned, others by the court to transfer your provident fund account money directly to others provident fund account to be a disguised form of withdrawal of the fund this way, although in this way is a method in theory, but actually implemented, the procedure is quite cumbersome.
In addition, the cancellation extraction, separation, retirement, settled abroad as well as account transfer, etc. can be extracted fund, so these methods basically cover the situation in our lives need to extract the fund, and if we need to extract their own housing fund, then, go to the local fund management consult to see how their own reserve fund is the most appropriate.