A: No. 302 document
The central bank issued 302 documents, personal accounts on a classification system for all kinds of bank details of some of the provisions.
II: About Ⅱ / Ⅲ class account opening, change and cancellation
1, open class Ⅰ user must be signed.
2, through electronic channels open Ⅱ class households, must be bound own class Ⅰ household or credit card account. Requires certification that the five elements: name, ID number, phone number, account number and account binding binding account whether the user class Ⅰ or credit card account.
3, through electronic channels open Ⅲ class households account for binding to conduct certification that the four elements: name, ID number, phone number and account number binding.
4, for a non-binding line class accounts Ⅱ / Ⅲ class accounts names and identity card numbers were before the change, you must want to redeem investment banking, deposit withdrawal to bind account.
5, the public security department did not conduct identity verification is only open only charge is not paid Ⅱ / Ⅲ accounts.
III: Ⅱ / Ⅲ class account usage
1, Ⅱ class families can make deposits, buy investment banking, consumer payment limits and limits transferring funds to a non-binding account. If, after the sign face, you can also withdraw cash, transfer funds from accounts and non-binding allotted physical card.
2, Ⅲ class households can limit consumption to pay and limits transferring funds to a non-binding account. If, after the sign face, you can also transfer funds from the non-binding account.
3, Ⅱ access cash account [], [non-binding card into transferring funds], [consumer] is payment day total limit of 1W yuan, the annual aggregate limit of 20W yuan.
4, Ⅲ class households [non-binding card into transferring funds], [consumer] is payment day total limit of 5K yuan, the annual aggregate limit of 10W yuan.
5, the return of loans and loan transfer limit is not specified.
Transfer: https://www.cnblogs.com/xiaojia-new/p/8590521.html , if puncturing joint invasion;