Programmers to money, most of them are not easy, basically hardly worth the effort more, as I am to mind are quite conscious business people also are relying on code line by line, hard to write debugging, continuous improvement, in order to earned a little money, put it plainly only sell 500 yuan a set source software, selling is not very fire, just make some hard costs only.
I think most programmers, but also told me about the same, almost all manual labor to earn more pay and reward it.
Today there is a netizen, just come to me asking his friends wanted him to lend 1W, asked if I would like to take, I did not know, this depends on your own, I talk about my experience so little of it, though I'm not so good people, not very scheming man, borrow money on this matter, before and after made many mistakes.
1: In college, junior year now, we have the same dorm room, said my father was seriously ill, need to borrow money, my savings account was 1,000 yuan, due to a classmate father out of things, I put out $ 800 lent to students, and they only left a $ 200, so he wanted to open a home money flow, then the money back to me, forget with you to say, at college, I was poor students that belong to the class, the school occasionally give me $ 80 monthly meal allowance, then this almost from our students with more than 90 individual sessions, and everyone borrowed money and borrowed tens of thousands of it, people did not, and then tens of thousands, can be estimated buy a new a building in Harbin.
2: In college, winter vacation on the way home, I met a fellow with school, back to school, villagers said his grandmother was sick, hoping to borrow some money, I said I deposit was only 500 yuan for living expenses, he said that 300 would lend to him, and I am sorry did not hesitate, took 300 yuan lent him, and later never able to contact this person is gone.
3: graduating from college, we have to leave school, a fellow told me he wanted to go to work, but no money to buy train tickets, living expenses and no, I took out 500 yuan to him, he said , economic difficulties Han's home, usually eat are saving me a soft heart, took out 500 yuan to give this fellow, I was working in Ningbo, seems to have earned 2,500 yuan, so the $ 1000 to which this fellow , and the results are now graduating 10 years are enough, this fellow did not always called me any telephone, or did not say a word to thank me.
Knot during college, when people are more kinder, though nothing money are poor, but back and forth a few times to others so easily toss away 800 + 300 + 1000 = = 2100 yuan (10 years ago, my father a monthly salary of 800 yuan, nearly three months' wages were so wasted)
After graduating from college, because the lessons of blood, usually someone asking me for money, I say no money, in fact, nothing real money, but most of all we worked for, nor how need to borrow money, and once home to our colleagues Buy what business boat, nor Kenjie, then there is tens of thousands.
Later venture, also encountered some difficulties, but also need to borrow money, I went to a friend I know wealthy, very wealthy friend told me understand, when a person's ability to have much dry matter how much, the so-called capabilities, and had no capable person, you can give him is useless to borrow money, how much to borrow only never to return, the money needs to be used wisely , if so which one is willing to lend you one billion, that your skill is not very big? But everyone will lend you ten million white right, the money need to rely on their own turn came. Everyone wants to buy a car, a better life, but we can not rely on them to get by, you see I've got a few thousand dollars, if it needs money, you took it in the past, do not also, I say borrow 1000, I lived with the use, over one week opened a turnover money, I'll pay you back, hit 1,000 yuan IOU, take the money and run, of course, I did one week to 1000 yuan also put people up and later she met a penniless when I ran over and borrowed 2,000 yuan to one week and did not go back, because the need to have credibility, and then ask people if not the credibility of the easy ones later on.
Of course, the entrepreneurial process, I have been to the question, is indifferent on the money, I open to my good friend, hoping to borrow 10,000, but my good friend politely told me that his brother had just his here the money borrowed to borrow money, do not want to lend you the money has been lent to someone else, I do not offend you, you will not borrow a penny, usually we are all good friends.
There once, with a good friend in Shanghai would like to take over 10,000, that time is money due Zhouzhuanbukai, because we used to be colleagues, working together for 1--2 years, each other also very credit, I open my mouth he promised to take me, but for the first two days, his girlfriend is not promised, people girlfriend said, we worked hard to save money down, why should white lend you ah? Is not the case, how do you do? People put it also makes sense, I did real estate, two no steady job, but also in business, lent ten thousand is likely never to return, and people's fear is not unreasonable, so the money did not borrow to.
When I do a little bit of money, I 10 years ago, high school students, but also like me to borrow money, said his brother to go to school to study in Japan, and sent 40,000 yuan, I think is a child of my classmates , but also a place to grow up, and very familiar with each other, and even then it is absolutely a good student, but only by one year on it his own, to work in Japan, so you can earn some money quickly in Japan come back, I think also, but there is this reputation, no how melancholy to lend money to students, then after 4--5 years have passed also failed to come to a penny, went to her house, keep reminders debt only to come back 20 000, up to now not be able to come back another 20,000, people still have no money, you have to order students not ah? Like his brother went to Japan to spend money to earn what money did not, alas, might as well keep the money abroad to buy a house. Sometimes lend money to others is likely to harm themselves in harm others.
Sometimes think about it, my heart will be somewhat useless, by their own bank loans a bunch of debt, plus interest, to lend money to other people, do not say by white, but also do not come back, before lending out money, my grandfather he was seeking I, when lending out money, he was my grandfather, and my grandfather's grandfather can be, tens of thousands of dollars, if after 10 years to better that the devaluation of the TMD how much?
In fact, think about it, I am very grateful that the two did not lend money to people I mentioned at the start, because it was not proved that the venture is profitable, and then burn much money into it, if the direction of the business is a good money fast What also borrow money, borrowed too much is a waste, but just how much deficit, which 20000 may also very well spent, I still have to repay to the back of this 20,000, because of funding Zhouzhuanbukai faster chose to give up business, let me less burden 20,000 in debt, so the day I can be more relaxed.
Now people asking me for money, my principle is simple
1: I'm not very good friends is Liyebuli, which is impossible, because I still hundreds of thousands of bank debt to repay.
2: If you really want to borrow money from relatives, his own family to how much how much to give, after all, a person needs to rise or fall.
3: If a good friend to borrow money, encountered suffering, and told me to take 100,000, I give away 5,000 yuan, also do not have this money, I say something mind, hoping to help you, because of the difficulty of my good friend so I give away.
4: If a good friend, encountered difficulties in life, I'll give you give you any time to eat + live, at least to ensure that my friend a place to sleep, food to eat, this is absolute, it can also be a bit of pocket money .
However, in recent years really rarely encountered borrow money thing, I do not want others to mention borrow money thing, but I do not want to borrow money, we all do what, the money to dry money thing, no money, no money doing things that no money had no money of the day, I do not want to owe the bank money, but no way, I always need to have their own home, or I do not want to owe the bank money.
If one day, I met a crisis of survival, hope to have a friend, you can provide some basic protection to survive, to have a place to sleep, there was enough food, I borrow some pocket money, if it is really to have such a person on the day that we did not Baihun, which live in this community also have more sense of security .
If I have 100 friends, each friend Kenjie me $ 100,000, I'll borrow money to buy Hangzhou improve the look of luxury living conditions, like almost 10 million, and also where the need busted their ass did, since you can borrow money into a wealthy, that would be too easy.
Reproduced in: https: //my.oschina.net/iwenr/blog/227792