Author: Zen and the Art of Computer Programming
1 Introduction
Financial management refers to living in a way to obtain higher returns through investing and purchasing various financial products. How to formulate correct financial management strategies and master good investment methods can help individuals achieve financial freedom. In this process, you need to understand relevant financial management knowledge and understand what asset allocation, risk management, profit forecasts, investment concepts, etc. are. Only by mastering this knowledge can we better adjust asset allocation and improve our personal financial management capabilities. Therefore, financial planning is a comprehensive and very important task for all types of financial managers.
This article will elaborate on the knowledge framework of financial planning and introduce how to systematically build a personal financial knowledge system to better manage personal investments and achieve financial freedom. The main contents are as follows:
- Knowledge background of financial planning
- Knowledge framework for financial planning
- The composition of investment return rate
- Assessment and management of investment risks
- Characteristics of different risk types
- Ways to reduce risk
- Investment strategies of stock funds
- Bond fund investment strategies
- Hybrid fund investment strategy
- Fund Portfolio Optimization Methods
- Short-term and long-term investment plans
- cash flow management
- Construction of simulated trading system and trading methods
- Suggestions for selecting other classic financial products
In order to achieve better learning results, I will organize the knowledge of financial planning into articles as detailed as possible, hoping to help readers fully master the relevant knowledge of financial planning.
2. Knowledge background of financial planning
2.1 Financial management tools
First, we need to understand what a financial management tool is. Financial management tools refer to various tools used to assist financial decision-making, including management tools, calculators, data collectors, knowledge bases, data analysis software, etc. Using these tools can make financial decisions more scientific and reliable, and also help us make better use of resources.
According to current market demand, financial management tools are mainly divided into three types, namely management tools,