I believe that many friends in the financial industry already know the important position of consumer finance in various consumption scenarios.
Today, the editor will share with you the "consumer finance system platform construction plan", hoping to provide reference and help for practitioners and practitioners in the consumer finance industry, and also hope to promote the formal development of the consumer finance industry.
The figure below shows the application of some consumption installment scenarios. Combined with the scenarios, I will share with you the key points of the construction of the information system platform.
Let's first understand the structure of the consumer finance industry chain
Cash installment business
Online consumer installment business
Online + offline combined consumer credit business
Community Finance O2O Business
Big data risk control rule engine
Platform Structure of Consumer Finance System
Functional Architecture of Consumer Finance System Platform