More and more signs that the new financial era floor and application of new technologies as the main driving force is coming. As a representative of a new financial era, inclusive finance are equally undergoing unprecedented depth contact with the new technologies.
The financial depth and integration of science and technology as the beginning of a new evolution in the context of inclusive finance industry players directly determine the future market position. Who holds the initiative in finance and technology integration, who will occupy the initiative got under a development of the industry.
First, the rich & Ali Cloud Nine comprehensive strategic cooperation, to open an inclusive financial evolution of a new era
According to public reports show that the number of rich families Nine group together the world's leading cloud computing and artificial intelligence technology companies, Ali cloud, work together to build China's first self-developed end to end, integrated, intelligent all-digital process technology enabling platform Pratt & Whitney - - Nine-rich cloud. Alibaba Ecology and Jiu rich ecological powerful combination of digital technology Pratt & Whitney to build technical and business cooperation continued iteration economy, help financial institutions and scene partner become 3A (Account, AI, API) open digital eco-enterprises.
Alibaba as all technologies and products export platform, strong technical support Ali cloud convenient Alipay, the balance of the treasure safe, stable double 11. We can say that behind the success of Alibaba Ali cloud without the support of strong technical strength.
As an enterprise under the Jiu-rich digital eco-technology Pratt & Whitney, Pratt & Whitney will be in the Jiu-rich strategic cooperation as an opportunity, with Ali cloud safe, reliable, advanced and comprehensive calculation and data processing capabilities, and create a platform for escalating strict Risk control and core competitiveness of high-quality assets, so that the platform itself get a new evolution, opening a new era of inclusive financial sectors advanced.
More importantly, from a lender's perspective, Jiu rich and Ali cloud to create a joint "Nine-rich cloud" platform, can assist lenders in the account system, payment system, risk decision-making, the real lenders enjoy 7 * 24-hour all-weather cloud computing and security services operations, maximize the protection of user interests.
Specifically, with this partnership, Jiu-rich Pratt & Whitney will continue to strengthen risk control system, protection of lenders safety of funds, so that the platform lenders to lend more at ease, get better service, to fully enjoy the dividends of inclusive financial times . In addition, the lender will also receive all the technical support of the Alibaba system, ants gold dress and enjoy the same technical services.
此外，阿里云强大的技术支持还可以提供自动化的财富管理解决方案，不断提升资源对接效率，充分发挥玖富“连接器”的重要作用，用数字技术让金融行业效率再度提升。
通过与阿里云联合打造玖富云，能够从场景端深入到场景背后的千万用户的移动端，同时利用云端开放给金融机构以及第三方合作伙伴，有助于生活场景服务的展开。
在借贷双方的撮合服务中，借助阿里云的强大的技术能力，资金路由匹配机制同样可以得到优化，更好地向金融机构及商旅、交通、新零售、物流、电子商务等场景提供赋能服务。
二、金融+科技箭在弦上，普惠金融时代的赋能之道？
互联网时代的落幕，让金融与新科技的融合箭在弦上。那么，普惠金融时代的赋能之道是什么？如何让出借人摆脱上半场的痛点，真正进入全新的普惠金融新时代？从玖富和阿里云的此次合作，我们或许可以窥探一二。
以金融+科技为契机，让普惠金融真正普惠。谈及普惠金融，人们总是会摸不着头脑，不知道究竟什么是普惠金融，如何将普惠金融落地。此番玖富普惠以玖富云为契机真正让我们了解到了什么才是真正意义上的普惠。原本只有出借500万才能享受到的服务，现在出借5万元同样可以享受到。
借助先进的技术，不断为出借人提供更加优质的服务，不断让出借人享受到原本只有少数人才能享受到的服务，从而让普惠真正落到每一个人身上，才能完美诠释普惠的真正内涵与意义。
以科技为手段，不断赋能金融，让平台功能更强大。当互联网时代的红利见顶，金融行业的发展迫切需要找到新动能。互联网时代，金融行业的发展是依靠流量优势和去中间化的方式来提升效率、实现自身发展的。
新技术时代，金融行业的发展则需要不断把新技术应用到行业具体的流程和环节当中，通过赋能来进一步促进行业发展。
Nine-rich modeled with Pratt & Whitney, we can see that with advanced technology as a means of precipitation, continuous flow of key elements of the financial sector, scene, data, risk control, financial empowerment, etc., in order to build a new technology-based the new platform facilities will undoubtedly make the platform even more powerful.
Lenders promoted to experience the ultimate pursuit, in order to more financial Pratt & Whitney. All financial integration and technology can be separated from the user, only the real with the new technology to enhance the experience of lenders in order to make the role of finance to maximize the final Pratt & Whitney to more industries.
We see that both Ali cloud 7 * 24 hours a day, or Ali cloud technology will have financial aspects of the existing processes and continuous optimization, the ultimate goal is to let lenders have a good experience. Lender's experience would be enhanced, sustained and stable return, they can contribute to the development of the industry through more consumer lending by the return obtained, Pratt & Whitney and ultimately to the ultimate goal of many more sectors.
Therefore, not only to enjoy the lender's dividend Pratt & Whitney, Pratt & Whitney leaving the financial industry to other industries more, this is the best route enabling inclusive finance industry under the background.
When the integration of financial and technological increasing depth, inclusive finance context will gradually clear. The Ali Baba ecology and ecological Jiu-rich digital technology Pratt & Whitney combination along the tide is undoubtedly correct and wise choice to make.
Through it, we can certainly find a new channel context of inclusive finance industry evolution.
Reproduced in: https: //www.jianshu.com/p/a9ea01f0cde0