2022 seems to be off to a bad start. Instead of waiting for the New Year's Eve market that he was familiar with last year, his net worth plummeted for several consecutive days. The sectors leading the decline include games, airports, securities and cultural media, etc. The new energy sector rebounded slightly during the session. In the face of the continuous drawdown of net worth, Christian Democrats, who hold themed funds such as new energy and medicine, have lowered their expectations and said that their wish this year is to be able to repay their capital.
This new year's market has shocked everyone
Weibo's hot search fund stocks are open to grief
Everyone said that they are not working again!
at the same time,
In 2021, the average income of Christian Democrats is not as good as that of stockholders and also rushes to the hot search.
To be honest, every time I see such a hot search, I can't help but sigh.
To put it bluntly, there is an essential difference between funds and stocks!
First, a fund is a basket of stocks. When you buy a fund, you are faced with dozens of different stocks in one sitting. Therefore, buying a fund is less risky than buying a stock. After all, the investment is diversified. Of course, expected returns may also be lower.
Secondly, funds are operated by professionals, and stocks are operated by yourself. If you are not a person who understands the stock market very well, then the return will naturally be inferior to that of the fund. Therefore, most ordinary investors will choose to buy funds rather than stocks.
We can also understand that funds are passive investments and stocks are active investments.
In the year when the fund was hot, 54% of the investors made money, and 10.5% of the investors made a profit of more than 50%.
In 2021, 53% of Christians will lose money, and only 11% of Christians will make a profit of more than 10%.
It is always said that liquor is the eternal god, medicine is the eternal god, drinking and taking medicine, drinking and taking medicine, but this time the data shows that the returns of fund managers who hold heavy liquor and medicine are not good.
Moreover, the profit level of the Christians is positively correlated with the holding time to a certain extent, and is negatively correlated with the trading frequency. In other words, the longer the Christian Democrats hold the fund, the higher the probability of making a profit.
Frequent purchase and redemption will not only interfere with the operation of fund managers, but also make the actual returns of investors much lower than the market performance in the same period.
The popularity of funds has always made many Xiaobai feel that they can also eat meat. However, now that the data is here, we can clearly feel that no matter what investment and financial management are, there are risks. When entering the market, light With a cavity of blood, it can only be a fresh leek.
So, what is the most important and the most difficult thing in trading? In addition to having the appropriate knowledge, it is also necessary to have a good attitude. Don't blindly follow the trend, face the temptation and stand the test.
Whether it is a Christian citizen or an investor, it is your own money that you invest in. It may take time to improve your knowledge, but I still recommend that everyone have their own trading principles. And stick to the trading principles set by yourself!
The market is advancing and time is advancing, but human nature will not change. Most people easily forget their previous lessons and do not know how to review their operations. This will make it impossible for us to truly understand trading. Just simply follow the trend to buy, hear some rumors, and hurriedly sell. Under such a state of mind, it will definitely be ineffective to work.
