The rich will not tell you: the secret of money

 

This article will not talk about how to obtain wealth, but if you really understand it, it will definitely bring you endless wealth. The amount of information is a bit large, please find a quiet place to read it carefully.

 

Algorithm of wealth

You must know money, but most people have a wrong perception of money. Most of our cognition comes from our parents and teachers.

 

The formula for wealth they teach us is:

Wealth acquisition = wages after hard work

 

So almost everyone will fall into a cycle, study hard when they are young, and get admitted to a good school. Join a good company after graduation. Work hard to get a better salary.

At first glance, there is nothing wrong with this formula, and you agree with it. This is the dangerous place. Your life potential is likely to be locked up by this so-called correct formula.

 

If you chat with many truly successful people around you. You will find that the formula for wealth should be:

The acquisition of wealth = to solve a problem + use sufficient leverage

 

To understand this formula, let's first understand what money is?

 

From the perspective of society, money is what society gives you in return after you solve a problem for society. The money game is not a zero-sum game, but a positive-sum game. In theory, money cannot be made. It does not exist that because you become rich, others cannot become rich. Remember, you don’t have money because the rich made your money, but because you didn’t solve enough problems for society. Some students will be embarrassed to make money. This kind of thinking is impossible. Those who are able should have more wealth. Those who can't make money and say that they don't bother to make money are actually just that he has not solved a large enough problem.

Find a big enough problem

Your goal is to find a problem to solve, not to stare at money. Many people have reversed this causal relationship. The formula your parents/teacher taught you is "the salary you get after hard work" is wealth, your goal is money, you don't even care what job you do, you just want a high-paying, stable job That's it. I interviewed countless candidates and asked them why they chose this job. Most of the reasons are: good salary, more room for growth, and more stability. Still staring at the money. Few people are really interested in what they are doing and in solving problems. If you get your goal wrong and you don’t know what you want to do, don’t complain about others squeezing you. Many people think that they will make a lot of money in business, so they choose to start a business. Let’s focus on the money first, and first find something that I can make money and can do: open a milk tea shop, open a restaurant, but I rarely think about what needs are really solved for the society. There is a high probability that such a business will not make much money. If it excites you more than what to do, it is the entrepreneurship itself. So be careful, this is likely to cost you years.

 

So first find a problem in society, a pain point. It is the society that hasn't had a good solution yet. Don't tell me no. There are too many problems to be solved. Or do you think some problems cannot be solved? stop complaining. There must be a solution. The progress of society depends on these people who solve problems, and society will give generous returns. You find it difficult to take a taxi, especially in bad weather. Taxis sometimes refuse passengers. You just complained and felt that the problem was too big to solve by yourself. Cheng Wei made Didi, and now it's much easier to take a taxi. He solved a big problem that everyone in the society has. So he can wealth and freedom. If you feel that the current Didi is still not good enough, can you think of a better solution than Didi? If you can, then you can also be successful.

 

The bigger the problem you solve, the bigger the society will reward you . People have a need for information. In the past, newspapers used editors to write articles and sold newspapers for profit to meet certain users' information needs. But there are still a large number of users who do not buy newspapers and their needs are not met. Toutiao uses algorithms to change the traditional way of distributing information. Everyone can publish information, and everyone can also obtain personalized high-quality information. Solved the demands of a larger crowd. The society also gives it more generous returns.

 

If you really want to be an extraordinary person. The first step is to find a large enough problem in a society. If you haven't found it yet, experience the world more and communicate with others. There must be countless big problems waiting for everyone to solve. If you feel confused now, it is because you have not found the big problem that you want to solve in your entire life.

 

Encourage everyone to explore the world more when they are young, travel around the world, and communicate with people of different cultures and classes. Your vision determines your world. It also determines how big problems you can see and solve. People who only stay in the city can't experience the happiness of the rural people. It is difficult to feel the cultural collisions and opportunities brought by internationalization just by staying in China.

 

If you have made up your mind to solve a problem, please don't waver. Don't give up just because some day a company is willing to dig you with high salaries, or when you encounter difficulties.

 

If you have found a problem, congratulations, you have succeeded 50%. So the next step is how to solve this problem.

Use the power of leverage

Many people think of difficulties first after thinking about problems. I don't think this can be solved, it is not something I should solve. So most people will retreat to their own ideas. There is a trap of thinking here, that is, everyone wants to solve all the problems alone. Of course it is difficult. The correct way is to use the power of leverage.

Have a deep understanding of what Archimedes said:

 

"If you give me a fulcrum, I can move the whole earth."

 

If you look carefully, this is not the principle of leverage that most people know. It's a mindset to solve a problem. Many people know this sentence, but not many people really understand the "leverage principle". Let me help you disassemble the three types of levers that we can use in solving problems.

 

First, the lever of manpower.

This is easy to understand. The biscuits you make are delicious, and you can make 100 biscuits per day. You can hire someone to do it for you so that you can sell more sesame seeds every day. Although you are very smart, your time is limited after all. Try to get more people involved to help you. You know the product well, but you don't know the management. You can ask someone who knows the management better to be the CEO to help you. The most important thing is to find the key problem and the corresponding solution. Don't think about one person taking over everything, let more people help you. The bigger the problem, more outstanding people must be needed to do it together. While helping others, I also helped myself. The most important point in using human leverage is to learn to manage. People are complex creatures, and getting along with each other is also an extremely complex system. From the development of primitive society, human lever has formed many mature management methodologies. It will not be expanded here.

 

Second, the leverage of money.

The management of people has a history of thousands of years. But the management of money may only have a history of a hundred years, and it is still changing rapidly. Money itself has no value. But if you treat it as a leverage tool, it can move a lot of commercial and social resources. You will find that for many companies, especially companies in some traditional industries. The job of a CEO is actually an asset manager. Almost everyone knows that money is good, but only a small group of people know how to use it. If you want to solve a big problem, you have to rely on capital leverage. Rapidly expand the scale, recruit more outstanding talents, and promote more cooperation. In the past, capital channels and efficiency were actually not high, but the situation is much better now. Of course, more people care about how to get the first pot of gold? Or the first investment? We leave this question to a follow-up article. But don't get confused. Money is not an end, but it is a very powerful leverage tool.

 

Third, the leverage of the business model brought about by new technologies.

We are in a good era, and the development of new technology and media has brought unlimited possibilities to everyone. If you think that the first two levers still require a certain start-up cost, then everyone can use the third lever. When I was in school, I watched a video: "What most schools don't teach" I suggest that you also check it out. This film had a deep influence on me, and I did not hesitate to choose a computer major for graduate students. The core point is: if you learn to program, you have a magical magic that can help you achieve almost anything. I sincerely recommend that everyone learn programming, not necessarily professionally, but it must be a necessary skill for future talents. Because once you master the technology, you will hire thousands of robots to work for you for free. I wanted to build a library before, which might require a lot of money and manpower. But now, maybe I can "build" a library on the Internet with a piece of code. I have hired countless robots to help me work, they are in the data center, they are in every wire. You need to command this army that only serves you, but they can only understand the code. The way you communicate with them is through the language of the computer. As long as you create the code, they can work for you day and night without any complaints. Do you seem to have superpowers?

In addition to this, the business model brought about by technology can also be your leverage. Didi does not own a few cars, but it is the largest travel service company in China. Douyin does not produce content on its own, but is the largest video platform in China. WeChat does not provide dating services, but it is the largest social platform. This is the leverage brought about by new technologies and business models. If you want to solve a big enough problem, don't think about doing everything yourself. Think about whether there is a scalable production direction for this problem, and think about what new technologies can help you leverage this lever. As long as you can come up with solutions to improve efficiency, everyone will work together to help you fulfill this dream.

 

A great company will definitely use the above three levers. Find a group of like-minded small partners who have the capital to promote large-scale expansion and solve social problems through technology and new business models. By making good use of these levers, you can solve bigger social problems.

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Origin blog.csdn.net/chajinglong/article/details/108976104