The three giants, Alipay, WeChat Pay, and China UnionPay have all launched their own facial payment products and implemented vigorous promotion and support policies for facial payment. Face-swiping payment is more convenient and safer than the current popular scan code payment, and there are many platform promotions for Jack Ma and Ma Huateng. It is difficult to think about it.
Every innovation in payment methods is a necessity and inevitable result of commercial development. As one of the most innovative payment methods, face payment is also the beginning of industrial transformation. Since Alipay announced that its face payment has been commercialized and gradually popularized. In less than a year, face-to-face payment has been the focus of heated discussions among all parties in the payment industry, no less than cross-border payments and going overseas. Face-swiping payment, smart medical care, smart campus, smart bank, catering, supermarket, hotel, non-sense parking lot, various scene solutions, software customization development, payment equipment wholesale, please Baidu "Zhangyou Electronic Wei" for details
With the development of technology and the popularization of mobile payment, people began to pursue a more convenient payment experience. Face-swiping payment was born in this era. QR-code payment is convenient, and facial-sweep payment is advanced. If we say that QR-code payment has opened up China The new generation of payment wave has brought payment to a new height, so this height is convenient and fast. Compared with cash payment, QR code payment requires no change and no need to carry a wallet. Payment can be completed only by scanning the code. For merchants and customers, payment becomes much simpler.
Face-swiping payment is considered by most people to be a relatively advanced payment method. Customers need to stand in front of a device, aim at the camera, and scan their face. This experience is somewhat prohibitive for most people. But with the widespread application of face scanning technology, this kind of wait-and-see situation is bound to become less and less.
Face-swiping payment is a new payment method with AI face recognition as the core. Face recognition is a biometric identification technology based on the person's facial feature information for identity authentication. The biggest feature of the technology is that it can avoid personal information leakage and use non-contact methods for identification. It scans the shape and bone structure of the customer through a 3D camera to determine the similarity between the face and the identity source photo.
Face recognition technology uses regional feature analysis algorithms, uses computer vision to capture portrait feature points, and analyzes using the principles of biostatistics. If the facial feature data is consistent with the source photos and source video materials, it is confirmed that the consumer is the same person. This payment process is compressed into a relatively short period of time, but it includes multi-dimensional analysis such as face detection, face analysis, living body detection, and face comparison.