At present, the digital economy is developing rapidly, and the importance of data elements is constantly increasing. Many enterprises are exploring the way forward: how to realize the transformation of results? How to truly leverage the value of data and empower business applications... How to seize the opportunities of the times and realize digital transformation has become the focus of all walks of life, especially financial institutions represented by banks.
The following cases in the financial field may give you the answer.
Aggregated data X China UnionPay China UnionPay convenient payment content exchange platform
customer files
China UnionPay (China UnionPay) was established in March 2002. It is a Chinese bank card association approved by the State Council and approved by the People's Bank of China. Its headquarters is located in Shanghai. As of September 2019, China UnionPay has become the card organization with the largest card issuance volume in the world, issuing nearly 8 billion bank cards.
Cooperation project
China UnionPay convenient payment content exchange platform
cooperation content
After years of construction, China UnionPay can provide bills, orders, ticket information, industry scenarios and other content payment services through the UnionPay open comprehensive payment service platform, but the traditional interface docking In the integration process, there are pain points such as the complicated API docking development access process, inconvenient technical docking communication, and insufficient product coverage. By aggregating the product capabilities of the data "APIMaster", a new generation of open content exchange platform will be built to convert UnionPay's traditional content payment service from an abstract API interface to a concrete content commodity, and at the same time aggregate the financial services of upstream ecological partners through the API open base Service capabilities, empower upstream and downstream ecological partners, and continue to promote the business goal of "open interconnection".
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https://www.juhe.cn/customer
Aggregated data X Suzhou Rural Commercial Bank Suzhou Rural Commercial Bank data agile sharing platform
customer profile
Suzhou Rural Commercial Bank is the fourth A-share listed rural commercial bank in the country, and it is also the first batch of rural commercial banks listed and opened under the new regulatory framework after the establishment of the China Banking Regulatory Commission. In recent years, Suzhou Rural Commercial Bank has focused on its main responsibilities and main business, with the main goal of supporting agriculture and small businesses and serving local economic construction, and has practiced a road of differentiated positioning and characteristic operation in line with its own reality.
Cooperation projects
Suzhou Rural Commercial Bank data agile sharing platform
cooperative contents
Suzhou Rural Commercial Bank's agile data sharing platform, through the efficient and agile generation of safe and fine-grained data API service interfaces, realizes efficient connection between systems and serves related business systems, and meets the needs of wage payment information, loan decision information, inclusive Financial customer information, compliance risk information and other data query, model analysis and business decision-making needs.
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https://www.juhe.cn/customer
Aggregated Data X Suzhou Bank Suzhou Bank Data API Service System
Customer Profile
The predecessor of Bank of Suzhou was Jiangsu Soochow Rural Commercial Bank Co., Ltd. In 2011, upon regulatory approval, the regulatory sequence of rural small and medium-sized financial institutions was adjusted to the regulatory sequence of small and medium-sized commercial banks. On August 2, 2019, Bank of Suzhou was listed on the A-share market, becoming the 33rd listed bank in China and the 9th listed bank in Jiangsu Province.
Cooperation projects
Suzhou Bank Data API Service System
cooperative contents
Bank of Suzhou created a new data model during the construction of the data warehouse, which needs to be opened for external system calls. The traditional method first needs to implement the model in the data warehouse to the target database through data synchronization tools, and then application development needs to understand the details of the underlying data source and develop a data interface for calling. The process is long and complicated, difficult to maintain, and the operation and maintenance cost is high. Through the aggregation data API service system platform, the relevant operation API can be directly generated from the database, and can be used with the front-end page, which greatly simplifies the basic API development and maintenance work.
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https://www.juhe.cn/customer
Aggregated Data X Happy Consumer Finance Hebei Happy Consumer Finance Triple-Party Data Management Platform
customer profile
Established in June 2017, Happiness Consumer Finance is the first and currently only licensed consumer finance company in Hebei Province. In recent years, Happy Consumer Finance has taken risk management capabilities as a key task to build core competitiveness. Under the guidance of a comprehensive risk management framework, it has adhered to a compliant, controllable, and stable risk preference, and is positioned as hardworking, outgoing, restrained, and pursuing The happy inclusive customer group has formed an economy of scale.
Cooperation projects
Hebei Happiness Consumer Finance tripartite data management platform
cooperative contents
Based on the business needs of third-party data, Hebei Xingfu Consumer Finance needs to access hundreds of external data sources, involving more than 100 data suppliers of different dimensions. It is time-consuming and labor-intensive to connect to many interfaces through code development. Through the three-party data management platform that aggregates data, it realizes perfect supplier management, automated testing, zero-code data source access, data quality management, and data performance monitoring, thereby ensuring the normal operation of risk control of various credit business products and supporting the company The consumer loan business developed rapidly.
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https://www.juhe.cn/customer
Against the background of the rapid development of Internet technology, the trend of digital transformation of banks and other financial institutions has become increasingly clear. It has become an industry consensus to release data productivity and promote the digital transformation of financial institutions.
As a leader in the big data industry, Aggregation Data will rely on its strong technology and data advantages to continuously promote the in-depth empowerment of cutting-edge technologies in the financial industry, strengthen the resonant development in the field of financial big data, and help financial institutions improve their operational efficiency. Support the innovation and development of the financial industry with strength, and continue to expand the international leadership of China's financial industry.