Reprinted from: https://post.smzdm.com/p/731080/?from=other
I was involved in last year's auction, in January this year to pay back the principal, will soon get the key, the end of June to get real estate license, has been renovated since the middle did not follow the above, pay close attention to the words, you can basically 1-2 months run down, all the formalities fairly smoothly.
1, to get the news from the auction where?
Past and present are very different, let's say now looking for where? TB is the most simple and JD two sites, of course, the people's court proceedings nets, but by actually logged discovery, both from the Page Setup and look that is easy to navigate TB of two sites and JD convenience. Open both sites, you can see the auction channel, you can browse all point into the auction items, of course, the property is just a small part.
Every website has detailed rules about the auction, I will not repeat all, anyway, it must be a good look. Real estate auction process part of the two sites are similar, they are interested in the auction are introduced, there is little need for concern is the margin by observing, real estate margin mostly between 10 percent to 20 percent, auction no joke, after participating in the auction if you do not want to, but then the money is refundable.
My room was JD shot down, say the number is still the subject of multi-TB, TB may be carried out earlier, JD lots less but does not mean that there is no fancy, this depends on luck.
2, the auction information in what is most important?
Each one is important, the most important of which there are several in this example :( products with JD beat)
1, price: you can see there are two prices, the starting price nothing to explain, assess the price refers to the assessment of the company to a price, subject in each company has to assess the evaluation report can be downloaded view, if this suite interested, I suggest downloading a look, assess the company to assess the price of real estate is quite realistic, why sometimes feel evaluate high prices or low? The key is how the evaluation time, six months before the assessment reports for the price volatility of time will certainly not in line with the actual situation. Starting price comparison assess the price is about to make a 20% - 10% discount, this is not necessarily, as well as a lower, there are 10% more than a little, sell a house starting price discount is not too large, personal feeling.
2, onlookers: that is, how many people read this subject, people see more people involved does not mean much, anyway, my point Tehao the houses look inside, worked on the eye addiction chant. High probability thing is the possibility of onlookers many people take out big.
3, Time: Very important is the start time, usually 24 hours after the beginning of the end, if you want to participate, to be before the end of the deposit ready to transfer JD or TB. Why would I say this in particular, it is that some banks have to transfer quotas, although talk about strategies do not wait until the auction start shooting sub margin went in to online banking a problem really can only watch other people play.
4, which is the subject of specific information after the auction JD open, we saw this house is the second auction, meaning that the first auction failed to sell, then the court took out a second auction, the second auction than the first auction price to have a discount of around 20%, which is not necessarily, there are floating up and down a little, I have seen a Erpai than 10% of a beat, two beats, if it does not work, you to sell into the program, specifically in the home explained in detail. A successful shot may not have entered two beats, it may also be settled out of court, so the price can accept if they feel necessary to win, not only lower the minimum these things may not be able to catch up. Then two beats it must be better than a cheap shot? Not necessarily completely, I see a lot of two beats than a pat on account of high prices also traded. Nobody wanted a shot, two shot several people rush, rush to snatch higher than the price of a shot.
5, see screenshots on the right there is a disposal of the court. This means that the subject of the court to which you dispose of the relevant documents. My house is photographed by the Haidian court handled, the process went smoothly, ran a leg a few times it has not called things. But if the subject is handled by the foreign court, I have a fancy suite by the Dongguan court disposal, it means that the formalities to name me after flying to Dongguan, this I feel a little tiring, so I finally gave up.
6, some houses can borrow, the court will specify the bank loans in the page, not your own look, of course, to pay related fees, lenders need to make sure you take a loan before the due date fixed by the Court of part of the hit on account of the court. Because I do not have a loan, so I do not understand this part.
7, Beijing area home buyers need to review the qualifications, well in advance, I took time has not yet mandatory, is in the real estate license to do when it wants, are now said to be printed out ahead of time, eligibility verification now is very simple, and that they can do, open the Construction Committee network to find relevant channel on it. Generally the second working day can be printed out. Beijing can buy two sets of married couples, single set. I once tracked a set of commercial and residential, very cheap, well being shot out, long before they took out, said the auction description means that the purchaser is not qualified buyers, the auction invalid, did not know the security deposit refund back, according to the internet but can not say the retreat. . . Do not feel that they must have qualified buyers, the event which people bought a house in your name that you did not know it?
8, there will be a majority of the announcement of the date of showings, showings in the door you have to this date, there are no showings date, how to do, I do not know, saying I would not buy this door look, a lot of people say you did not see room to buy it, too risky, do a little, and sometimes have to take some small risk.
And the money in place, things seen, just wait for it to start shooting day. Pray no one to compete with you, pray with you compete you people are not willing to increase, there is still a little auction tips, not too much to say, anyway, people auction, the final analysis, a matter of money. Money plus some luck the rest is waiting. Roughly the auction process it is so, if successfully captured, and went to court to complete the formalities and pay taxes, the final step to apply for a certificate of real estate. These need to court documents, the red chapter, in the middle have to run a 5,6 times, because some formalities to make an appointment, go directly to the people entertained Well, licensing also requires five working days, chanting, etc., but also gnaw.
3, where the risk in the auction?
This is what I was asked the most questions, of course, there is the risk of it, I think the biggest risk is not delivered. The following is purely personal point of view, to see just fine. You also restricted to the bill, get it right and proper house, can not even think about simple, some borrowers find their own home for the elderly live there, just do not move, frail, you can not bring them arrived go on the street, before the court case is the subject of the auction citizen under the name of the only housing is unenforceable, may thus against the interests of people buy a house - the money paid, no house to live in. It is said that now there is a new policy, because I did not determine with judges, I will not publicly say, if you are not sure if it is encountered directly ask the judge how to deal with such a thing. The problem involves the announcement of another detail is photos, general photo, are the courts to get the key, in principle, is relatively easy delivery; if you see a photograph of the facade is no room photo of the back of the auction table also indicate there is no key, there is a certain degree of delivery risk.
Another risk is that the house can not be delivered, there are leasing. Some twenty years is a lease. Our country is the longest lease two decades, and then long to be considered null and void the contract. It stands to reason that the sale does not break the lease, but two decades of contracts, etc. Who can afford it? Moreover, true false rent or lease it happened, this should consult the staff of the Court, in short, I did not touch this subject, and white gangster nobody, really can not deliver, too late to cry.
4, in the end can not Jianlou auction?
Hey, wake up! Do you think money can buy 200 Yuan blue and white in the stall it? To hold this attitude, it was not for auction, the leak does not exist. But does have some money can be saved, the pen is the first auction of real estate is cheaper than most second-hand housing market, ranging from the number, (of course, there are also more expensive) such as some areas, villas few years is not out of a suite, If a cell or a true Italian family, auction yet a way, after all, money can not buy ah. Another is the intermediary fees, charges Beijing in accordance with the majority of intermediaries is about two points, about five million of the 10 million dollars they have to house it, the court free of charge, so the money can be saved. In a word, no really big leak, carefully looking for small leak.
I just need to not be totally up to count a just reform, France beat this thing can not make the event, time, location, size, price is not determined, that requires particularly clear, it is not easy to hit. I want to like this Sanshiliangting two baths + elevator, it does not matter other conditions better touch. Lastly, I hope everyone can buy their satisfaction with the house!
