Inspired by the payment card recognized by National Bank, Tencent then add bank card recognition function in the micro letter, QQ, the user experience to enhance payment through technological innovation, all been very positive. To this end, more users want to integrate the mobile phone industry in its business bank card identification system camera features such as: securities firms to open an account when investors need to bind bank card account; auto insurance is the insurance company paid users need to register the user's bank card accounts, online financial company to improve the customer experience degrees, also using the bank card identification.
Compared with manual entry of bank card number, bank card mobile phone camera recognition accuracy higher, faster, better experience, while saving the image bank card, copy omitted low-carbon environment. After evaluating the actual calculation, manual entry of a bank card rate is 12 seconds, while using a mobile phone camera card recognition ocr recognition requires only one second, and the accuracy of the cell phone camera to identify the bank card is much higher than manual entry. Speed, high precision of these characteristics, in industrial applications is very useful. 
Camera phone bank card identification and OCR technology on common sense has quite different, due to the very different context of bank cards issued by major banks, leading to the OCR recognition time required for image processing is relatively high, in addition, for print font or font identification also raised the difficulty of OCR research, or to wear a white border bank card, bank card and other black in the research and development process also encountered a lot of obstacles, so that only a good image processing team to the camera phone bank card identification recognition rate and speed to the extreme.
Cell phone camera to identify bank card, bank card information after identification, can identify the contents of the packet classified into software systems. Compared with the traditional manual input, cell phone camera technology with card recognition higher accuracy, faster speed and immunity to interference recognition and the like. Almost all bank cards in the market are able to accurately identify (including convex or flat card-shaped bank cards, etc.). Users can use the phone, tablet and other mobile devices to bank card can automatically recognize the shooting identification card. At present mobile phone camera bank card identification systems Android and IOS. Below, we take a look at the phone bank card identification photograph what functions and features. 
First, identify the species diversity, support for various domestic savings card line credit card; flat-screen fonts and font convex surface; horizontal cards, vertical cards, shaped cards, etc. special bank card.
Second, the automatic identification card mobile phone camera scanned automatically identify bank cards.
In addition, support for third-party APP calls, by calling the recognition Activity, to achieve the APP application program interface calls, supports JAVA, Object-C and other languages development calls. APP can call the bank card identification Android SDK development kit directly.
Also, automatic backfilling, the results are automatically backfill card information to the input box of APP.
Finally, recognition speed, recognition rate less than 1 second.
It can be seen, in order to better enhance the user experience, and to be able to better explore the market, all types of commercial applications requiring online transaction or camera phone equipped with mobile payment bank card identification technology is imperative.
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