Daniel, friends, Hello, everyone. Five minutes every day, invest yourself; believe Daniel: Stick to fund investment, we will eventually be rich!
With the progress of society, money as a direct impact on the core elements of our quality of life, the importance of self-evident. That method for dealing with money, must be carefully considered.
Daniel, through this article today to talk about index funds. For White, the article can help you finance knocking on the door, for the veterans may also experience the contrast of the yield curve in different varieties of different markets at different stages.
Before the start of today's science, industry give tell you a little more well-known story. In 2007, Buffett issued a challenge to the fund industry, said that within ten years, the performance of the S & P 500 earnings will be better than the income of most hedge funds. Buffett believes another good fund managers can not outperform earnings.
Faced with this challenge somewhat insulting, only one fund manager points out that protege Partners hedge fund manager Ted. Ten years later, in 2018 shareholders Buffett open letter published, revealed the answer, see here, I believe your heart has the answer.
In the past 10 years, the S & P 500 index has risen 125.8 percent. Ted managed five best performing funds accumulated rose only 87.7%, the worst performance increased by only 2.8%, Buffett victory.
The gamble once again confirms a judgment: For most people, the best way to invest in stocks is to buy index funds.
Well, first of all tell us about what is called index funds.
A simple small example, investment is like looking for the most full of ears of corn in a cornfield. But this is very difficult, even if the US's best fund manager with a decade did not find that wheat, so might as well buy the whole piece of wheat fields have come to get the most average of wheat that the full extent. That this is a stock of wheat, the wheat fields that index. We buy index funds, is one of the most average of a field of wheat ears of corn that, not only the best but also not the worst.
China's capital market, a representative from classified, we say that is just the index of wheat fields generally be divided into three categories: index, broad-based index, narrow-based index . Although the name of the complex, very easy to understand.
第一类综合指数，是指成分股包含所有上市的股票，以反映全市场的状况。最典型的就是我们所熟知的上证指数、深证指数、创业板指数，是收益最平稳的麦田。
第二类叫做宽基指数。这是以市场的一些大部分主流股票为选择范围的一类指数，例如沪深 300 指数，中证 500 指数等。买宽基指数是有专业的基金管理人帮你买入资本市场上质地最优良的一批好公司。
与宽基指数相对应的是窄基指数，也叫行业指数。以某个行业为投资对象的，范围较窄的指数，例如白酒类指数，医疗类指数，军工类指数等等。如果你看好某个行业的某一段时间发展，那就在合适的时机买入。
我们下面来通过横向比较看看这三类指数基金的细节问题，看看你的投资风格适合什么种类的指数基金。
第一类基金的收益跟大盘指数完全正比的，每天的波动是所有指数里最小的。同样，盈亏同源，收益也是最小的。适合追求稳健投资风格的人购买。
举一个简单的例子用数字对比：
上证综合指数由上海证券交易所上市的全部股票组成，包含A股和B股，综合反映上海证券市场上市股票的价格表现。
如果我们三年前买入了上证指数基金，现在亏损了3.61%，如果时间翻倍五年前买入的话，现在就可以获得23.6%的收益。
国内的宽基指数基金主要指盯住整个大盘指数的基金。
例如沪深 300 、上证 50 等等非常多，其中的不同就是投资对象的多少。比如，上证50主要投资上海证券公司上市最大的50只股票，沪深 300 主要投资上海跟深圳证券市场上市的300个股票。
那在通过数字来对比一下两只的收益情况：
上证50，三年前买入，你赚了33.97% 五年前买入你赚了81.97%，
沪深300，三年前买入。你赚了17.99%，五年前买入你赚了56.92%。
最后看一下窄基指数，指的是行业指数或者红利指数等主题类指数基金。如果说前两种基金适合什么都不懂的小白，第三种更加适合具有一些投资知识的高手。
牛大给大家举一些简单的例子：
阅兵的之前的两个月份里，军工板块的机会就更大一些；要过年了，家家户户都要送酒喝酒，看电影，那相对来说年底白酒板块，传媒板块就会有更多的机会；那未来是科技的天下，贯穿全年的投资机会可能就是科技类指数。
相信大家通过这一篇文章已经大概了解了指数的分类，并且对自己喜欢的投资品种有一个大概的认知，牛大后续会给大家做进一步介绍。
相信牛大：一起坚持定投，咱们终将富有！