Investment index funds, purchase of stock is essentially behind.
Change the company's stock price uncertainty, investment in index funds is a major risk faced.
This is also the reason we chose underestimate index investing, you can reduce some of the risks. If the index continued to fall can further reduce costs through fixed investment, the risk is relatively controllable.
But foreign investment index funds, but also more risk that is easy for neglected: the fund is insufficient foreign exchange quotas.
01
In China, individual and institutional foreign exchange quotas are limited. We invest in foreign stock markets through the purchase of QDII fund, it is occupied by the fund company's foreign exchange quota.
Investors buy funds in yuan, the fund company will raise the funds into foreign currency and buy foreign stocks and bonds and other companies.
Recent foreign stock market crash, bring a lot of investment opportunities.
QDII fund bargain-hunting by investors, fund companies direct result of a number of foreign exchange quotas tight, most of the funds began to limit large purchase, and some even directly suspend the purchase.
02
The opportunity to come but can not buy, which is a pity.
But if the foreign investment index funds previously been encountered down but can not continue to vote dilution costs, this is a dangerous situation.
Because it falls easily, difficult to rise. Index fell 20%, need to go back up rose 25%. Down 50%, was up 100% to break even.
So if you are going bargain-hunting foreign stock markets, the risk factors to be taken into account in advance in your investment plan, especially the capital than the larger investors.
Large purchase, the lowest one can only purchase a few hundred dollars.
03
Currently there is no perfect solution.
For the small amount of money investors, large restriction has little effect, even though the minimum one day only buy a few hundred dollars, enough to buy a few days.
If off completely suspend the purchase, as a last resort he moved to the venue, pay attention ETF premium.
Different field premium, present, stocks of S & P 500 and NASDAQ 100 high premium, some more than 30%. Nikkei 225, Germany 30, a lower premium.
Whether to buy, you need to determine on an individual basis.
There is a way to deal with Hong Kong stocks US stocks opened brokerage accounts, direct investment in global ETF. Currently there are several Internet brokers can be opened, but more charges.
In general there are three categories: trading commissions, fees and platform charges on behalf of the project, which also contains a lot of the following three categories of charges broken down small item, be sure to call before registering ask.
04
This month I have to buy QDII fund, operating more frequently.
On the one hand is due to the fall in the stock market a good investment opportunity, on the other hand is also worried about the fund's foreign exchange quota is not enough, suspension of purchase.
Today continue to buy: Germany 30 index funds.
Disclaimer: This article is only the author's personal record investment analysis and does not constitute investment advice.
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