biki digital currency exchange development, to find Li : [7824] 180 micro 2713- electrical, digital currency platform, virtual currency trading platform allows the exchange of digital money, digital currency development platform, currency trading platform, trading software development, exchanges, trading platforms, trading networks, stock exchanges, digital currency trading platform, block chain mining platform development, mining app development block chain, chain block mining
Because the advantages of decentralized characteristics of the block chain brought. In traditional financial institutions such as banks, want to give black white transfer a sum of money, he needs to put money to black hands by confirming to the bank's central institutions, and in the block chain network, revealed without going through banks You will be able to put the money transferred to black, which not only improves the efficiency of the transaction, saving the cost of fighting network starting to play the original transaction still to some extent. In addition, due to the openness and transparency of the block chain, making the application of the block chain of financial institutions are more trustworthy.
1. How to define the legal digital currency? Article according to Bank for International Settlements on the Central Bank of digital currency (CBDC)
Report, the legal definition of digital currency to the central bank in the form of digital currency basis, and then asked: "quorum
Word currency is legal tender in the performance and extend the digital world, is a new form of currency . "" Digital currency is legal
Digital form legal tender, based on digital currency of the country in general and credit by the central bank of a country directly issue . "In particular
Yes, the article added: "legal digital currency is not necessarily based block chain distribution, can also be set based on the traditional central bank
Chinese account system issue . "Such a definition is in line to date on the" theory of legal digital currency, "the discussion and
The actual evolution.
2. How to explain RMB 3.0? 1.0 RMB yuan refers to the bill as the main form, "from 1948
On December 1 the first set of RMB, the fifth set of RMB 30 August 2019 a new version of the renminbi as
Access to China's legal currency in circulation has gone through 71 years. "So far 1.0 era is not the end. However, the people
Currency 2.0 era has quietly begun, marked by the yuan to electronic, that is, cash in banks and other financial system
And deposit has already been realized by the digital electronic system, the proportion of cash in circulation decreases, Alipay, micro-channel branched
Pay mobile payment and other people become the main payment instruments. China is undoubtedly the world closest to cashless towards "cashless
Social big "countries, while RMB 3.0 refers to the digitization of the yuan, China's central bank currency that is digital. China Central
Line of digital currency English referred to as "DC / EP". Which, "DC" is "Digital Currency (digital currency)."
The abbreviation, "EP" is an abbreviation for "Electronic Payment (e-payment)," the main function is as an electronic
Means of payment. This clarifies the renminbi relations 2.0 and 3.0. Help people distinguish between legal digital currency and Alipay,
Micro-channel, different properties such as PayPal mobile payment. Of course, in the future evolution of the yuan, which is 1.0, 2.0 and
3.0 will be present and cross each other coexist long process.
3. How cognitive nature of China's central bank monetary digital article stated:? "China's central bank monetary figures by China's central bank
Issuance of legal tender, the central bank's liabilities, credit guarantee by the central bank, has liquidating unlimited Act (ie,
The central bank can not refuse to accept the digital currency ), it is an effective complement "the existing monetary system. Therefore, China's central bank monetary figures
And Libra is essentially different, Libra Libra is led by the Association of Facebook yet ready to issue a
Obtain regulatory approval of digital currency, to a large extent the impact of the use of space and diverted existing national legal tender.
4. How to understand the structure of China's central bank to run digital currency? Digital delivery mode of China's central bank currency called "double
Layer operations "structure. The so-called double operating structure, that is, the upper central bank to commercial banks, commercial banks to lower public
The public. According to the central bank 100% reserve system will be the central bank of digital currency exchange to commercial banks, and then by commercial banks or commercial machine
The configuration of the digital currency exchange to the public. "Double run" structure, compared to the number of issued and accepted by the central bank directly to the public
Word money "to run a single-layer" structure, the central bank can avoid the potential risks in terms of personnel, resources, and operations and the like.
Further, although the central bank has accumulated a considerable advantage at the top and technology, while commercial banks and other institutions have developed a
More mature IT technology facilities, service system, relevant experience and talent pool, so the "double operation" can structure
Complementary between the central bank and commercial banks, to stimulate commercial banks to fully compete in the Bank of preset orbit, pushing
Dynamic new financial ecological formation and development.
The block-based financial services platform chain, due to the operation of the entire system is open and transparent, it is possible to protect the user and the platform on the mechanism itself to get credit. Moreover, the block chain some encryption technologies to effectively protect the security of the user's financial institution. For example, multi-signature technology, can be very good to prevent fraud, the phenomenon of duplicate payments occurred. And users can also view their true pool of money anywhere, any sum of money are suddenly disappear without visible case does not appear.