At present, the outside world does not have a very accurate definition of digital currency. From a broad perspective, digital currency is a kind of electronic currency, which is closely related to network technology, has payment and circulation properties, and can be used as a substitute for paper currency.
In the current society, banknotes have appeared in electronic form, such as Alipay payment or WeChat payment that more and more people use, and there is no trace of banknotes in the entire payment process.
However, Alipay and other methods are only electronic payment methods, and the money used in the transaction comes from bank accounts, which means that the money in Alipay actually corresponds to a banknote.
In actual use experience, digital currency may feel similar to electronic payment methods, but the two are fundamentally different.
Also, digital currency is not the same as virtual currency. For example, the well-known Q coins and the recharged currencies in various games are virtual currencies. These virtual currencies can only be purchased with real money and cannot be converted into real money.
With the development of Bitcoin and Internet finance, digital currency will definitely show rapid progress in the future. More and more transactions will be completed on the Internet, and its status is equivalent to that of physical currency.
The supervision of digital currency will become more and more severe, and there will not be a situation where a certain currency can develop freely based on algorithms. Countries will have different supervision efforts, but the starting point is to promote it in a limited space.
In a short period of time, digital currency will have a certain degree of Matthew effect. The sooner you enter, the more benefits you will gain, but this situation will not last. With the continuous maturity of time, algorithms and supervision, it will eventually stabilize. The prevalence of digital assets has become a major trend in financial reform. In the next ten years, there will be more powerful enterprises participating in the issuance and trading of digital assets. The point assets issued by high-quality enterprises based on legal currency for settlement will be widely circulated in the form of currency-like, and become an effective supplement to legal currency payment and settlement. share. This will give birth to a bigger market cake - global digital asset trading services, and a professional and independent digital asset trading center will surely become the next treasure trove.