Micro-channel pay small and micro payments introduced
Micro-channel micro-payment business application and opening a small payment for the line, no business license, individuals can be opened. Eligible micro-channel payment service provider may initiate an access request for the small and micro payments. Click to open a small micro-payments
First, the introduction of small micro ability to pay
1. Rapid traverse piece (audited opened only a few minutes) 2. support for change, debit card, credit card payment transaction fees 0.38% 3. 4. Daily Settlement Amount T + 1 Ri automatic withdrawals to personal bank card business
| Small and micro payment | Ordinary business | |
|---|---|---|
| payment method | Bank card | Bank card |
| Transaction Rate | 0.38% Click to open a small micro-payments | Standard rates View table |
| payment method | Coins, debit cards, credit cards | Coins, debit cards, credit cards |
| Payment authority | Native JSAPI pay pay pay pay code | Native JSAPI pay pay pay pay H5 payment code APP pay |
| Management capabilities | Small businesses can log assistant program | Small businesses can log assistant program can log micro letter payment merchant platform |
Second, apply rule
1. small and micro payment service providers support only initiates an access request filed by API 2. platform generally reviewed within five minutes, if through, API returns a signed two-dimensional code, small and micro payments need to scan code validator 3. after signing to be completed by the signing of small and micro payments, the opening of trading platform in real-time capabilities, service providers can be as small and micro payment initiation JSAPI payment, payment code payment, Native payment
| Small and micro payment | Ordinary business | |
|---|---|---|
| Application style | Application service providers through API | Application service providers by page |
| Audit consuming | 5 minutes Click to open a small micro-payments | 48 hours |
| Account authentication | Quick verification platform (no business operations) | Verify the amount of play money backfill + |
| Signed | Micro-channel subscription | Micro letter signed contract merchant platform |
Third, the application materials
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