Smart Bank: Digital twins make banks more “technical”

With the in-depth development of technologies such as artificial intelligence, big data, and cloud computing, digital transformation has become a "must answer" for bank development. Adjusting strategic planning and structural reorganization, increasing investment in information technology, promoting the construction of scientific and technological talent teams, and continuing to launch digital products... In recent years, deepening digital transformation and empowering financial services with technology has become the focus of many banks.

Note: Case data are all virtual data

1. Smart Bank Project Background

In recent years, the Chinese government has attached great importance to the digital transformation of financial institutions, and has successively issued policies such as the "Financial Technology Development Plan (2022-2025)"; "Guiding Opinions on the Digital Transformation of the Banking and Insurance Industry", requiring accelerating the construction of the digital economy and comprehensively promoting The digital transformation of the banking and insurance industries promotes high-quality development of the financial industry. Driven by relevant policies, the digital transformation of my country's financial industry has been steadily advancing.

In 2019, Easyv (https://easyv.cloud/?t=csdn) customized a large visualization screen for the intelligent risk management and control big data platform for Zhangjiakou Bank. The intelligent risk management and control big data platform is a unique and cutting-edge construction achievement of Zhangjiakou Bank. Yizhiwei integrates and displays data from different systems through the aggregation and data visualization design of massive data in the big data platform. Focus on core indicators and display real-time data on the screen in seconds. The outstanding construction achievements of Zhangjiakou Bank are displayed through an ultra-high-resolution themed large screen.

2. Scenario form of smart bank

The overall smart bank solution includes three aspects: smart marketing, smart service, and smart construction. This is achieved through scene customer acquisition, intelligent perception and module assembly. Use facial recognition, intelligent control and other technologies to achieve accurate identification of customers, behavior recording and collaborative services, and realize connectivity, interaction and control between systems and devices. Design outlets’ online and offline customer acquisition, marketing, payment, financing and other scenarios to allow customers to experience the smooth service of “Internet + outlets”.

(1) Serving outlets with special scenarios:
Select outlets with outstanding business advantages, such as personal credit, precious metals, small and micro finance, etc., to create experience scenarios such as consumer finance, auto finance, small and micro finance, e-shopping, and precious metals.
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(2) Create micro-space and promote the transformation of marketing services
. Combined with the network decoration design standard manual, through scene design, regional transformation, modular construction and other methods, actively explore the transformation of network scene marketing services, relying on finance and scenes, relying on various micro-spaces Carry out micro-scenarios and comprehensive marketing campaigns.
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(3) Technology empowers intelligent scenarios
. Through the authorization of financial technology, multi-channel intelligent marketing tools are provided for stores to help stores activate inventory customers, expand new customers, and provide customers with a new intelligent and personalized service experience.
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3. Plan ideas

(1) Overall solution to build deeply integrated smart outlets.
Based on the required display scenes, visitors and project needs, the big data platform integrates relevant data from the three systems to reflect the overall situation of Zhangjiakou Bank. In recent years, some achievements in informatization construction have been made, as well as real-time data monitoring of core indicators in each system. By clicking on the drill-down province and city map, you can view the precise distribution of municipal branches and sub-branches in Hebei Province, as well as the corresponding early warning data for each branch and sub-branch.

(2) Innovative technology application to create a new model of technological financial services.
Yizhiwei used its self-developed data visualization development platform to meet the needs of Zhangjiakou Bank and designed four main themes: intelligent internal control, intelligent security, off-site audit and intelligent early warning. To reflect the achievements of Zhangjiakou Bank in information construction in recent years, and to monitor real-time data of core indicators in each system.

(3) Comprehensive bank security and smart terminals make branch services more efficient. It
mainly conducts business applications such as status monitoring, video diagnosis, network detection, fault repair reporting and statistical display of existing monitoring equipment. Provide early warning and display of violations detected by the system, and display the alarm reception and processing status of alarm host equipment, IoT gateway equipment, and intelligent analysis equipment in a map format on a rolling basis.

(4) Online and offline mutual empowerment to create an integrated financial service ecosystem.
The business is mainly about treasury management and banknote adding room management. The system abstracts and integrates the functions of the two businesses to unify them, and realizes functions such as vault/banknote adding room access control management, personnel management, entry and exit review, entry and exit statistics, and duty log recording. It also supports multi-dimensional joint statistics by day, month, year, manufacturer, equipment type, head office/branch/sub-branch. By clicking on the drill-down province and city map, you can view the precise distribution of municipal branches and sub-branches in Hebei Province, as well as the corresponding early warning data for each branch and sub-branch. Realize the specific application and visual display of big data.

4. Project Demonstration

Go to the official website of Yizhiwei to watch the detailed large-screen dynamic demonstration
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大屏效果动画展示

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Based on the scenes, visitors, and content to be displayed, the project requirements are to display relevant data of the three systems of smart security, smart content, and off-site auditing to reflect Zhangjiakou Bank. In recent years, some achievements have been made in informatization construction, as well as real-time data monitoring of intelligent internal control, intelligent security and other systems.

大屏效果总览

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The middle of the large screen of Zhangjiakou Bank's intelligent management and control platform uses the administrative division map of Hebei Province as the main visual element, showing the areas where bank branches are distributed. The two sides are mainly business information. The left side is divided into two sections: smart security and intelligent internal control, including the display of security assets, monitoring and early warning information. The right side is divided into off-site audit status display and real-time warning information display of intelligent monitoring. .

5. Project value

Through the large map of the management and control platform, you can intuitively perceive the province's early warning related information, quickly locate the bank where the incident occurred, and realize early detection and early processing of early warnings. Based on the actual needs of Zhangjiakou Bank, the application is based on the daily management work and personnel of various regional banks' buildings, business outlets, self-service banks/banknote adding rooms, vaults, network monitoring centers and other areas as the main management objects, and the front-end video surveillance, various types of access control , patrol business carries out intelligent integration, comprehensive integration, all-round linkage, intelligent transformation and innovation, and starts from the overall management concept of bank management to form the unification and integration of major modules, the summary of massive data and the intelligent analysis of big data and linkage to achieve informatization, intelligence, process and institutional management of risk management and control, and provide effective technical means and new management ideas for management and control.

In order to help everyone better understand smart banking, here are some excellent visualization cases, more industry development cases & free trial visual materials from the official website of EasyV. Welcome to: EasyV-EasyV Digital Twin | Smart City Park Factory Water Conservancy Double Carbon | 3D Map Data Visualization Large Screen
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In the long term, the ultimate goal of banks' "intelligent" transformation is to use big data technology to mine multi-level correlations with the data generated by bank transactions, and integrate previously unmeasurable indicators, such as credit evaluations. , risk pricing, etc., and complete the reshaping of bank value.

The above content comes from the official website of Yizhiwei

For more cases, go to the case center to view details, including smart water conservancy, smart cities, smart factories, smart education, etc.: EasyV-EasyV digital twin | smart city park factory water conservancy dual carbon | three-dimensional map data visualization large screen

During the free trial period: professional one-on-one guidance from operations, product, design, and technical personnel to answer questions.

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Origin blog.csdn.net/amumuum/article/details/132870895