Recently, floods and geological disasters have occurred in the Beijing-Tianjin-Hebei region. The Beijing Supervision Bureau of the State Financial Regulatory Administration, the Business Management Department of the People's Bank of China, and the Beijing Local Financial Supervision and Administration Bureau issued a notice requiring financial institutions to actively help the people and enterprises affected by the disaster. To tide over difficulties, increase financial support for post-disaster recovery and reconstruction efforts to ensure the financial needs of recovery and reconstruction.
Bank of Beijing attaches great importance to it, responds immediately, and actively implements the political and people-oriented nature of financial work. It carries out support and voluntary services for Beijing's Mentougou District, Fangshan District, Hebei Baoding and other areas. At the same time, it quickly deploys post-disaster reconstruction support work. Four aspects are "exclusive" and 15 specific work measures to help the people in the disaster-stricken areas to solve difficulties and restore and rebuild.
One is the "exclusive" credit policy . Implement differentiated credit granting policies for disaster-stricken areas. Open up a green approval channel, simplify the credit approval process, decentralize the corresponding approval authority, maintain credit support for enterprises temporarily affected by the flood situation, and do not withdraw loans, do not suppress loans, and continue to lend.
The second is "exclusive" credit funds. Actively support the financing needs of disaster relief and emergency and post-disaster reconstruction, make good use of the monetary policy tools of the People's Bank of China, moderately reduce financing costs, and effectively reduce the burden on enterprises.
The third is "exclusive" financial services . Timely survey the disaster situation of enterprises, and for small and micro business owners and individual industrial and commercial households in the disaster-stricken areas, "one household, one policy" has launched service plans such as renewal of loans without repayment, loan repayment at any time, adjustment of loan arrangements, and provision of repayment grace; Disaster-affected credit card customers are provided with deferred repayment and installment preferential interest rates; priority is given to accepting cooperation business with guarantee companies in disaster-affected areas or disaster-affected enterprises.
The fourth is "exclusive" government affairs docking . Actively implement the list-based bailout management for the governments, townships, streets, and communities in disaster-receiving areas, and for disaster-stricken enterprises within their jurisdictions, and give priority to guaranteeing financing needs. Provide special financial support for transportation, water conservancy, municipal, housing and other repairs, infrastructure and reconstruction projects in the disaster-stricken areas, and jointly rebuild a beautiful home.
Bank of Beijing stated that it will firmly fulfill the responsibilities and missions of the Capital Bank, will serve post-disaster reconstruction as a key task, help disaster-stricken enterprises and the masses resume work and production as soon as possible, and provide effective financial support for winning the battle against flood prevention, disaster relief and post-disaster reconstruction.