On April 13, the 6th Retail Banking Development Conference was held in Shanghai. Based on the understanding of the retail business of commercial banks and the research on the innovation and development trend of the industry, China Electronics Financial Trust provided suggestions for the development of the retail business of banks, and released the "White Paper on the Digital Transformation of Commercial Bank Large Retail" at the meeting.
The white paper summarizes the macro-environment of digital transformation, the main characteristics of retail business of commercial banks in the digital age, the difficulties faced by banks in transformation, and advocates the concept of "embracing the new momentum of the digital age and reshaping the new model of retail transformation" . At the three levels of construction and infrastructure, a development framework of "strengthening the 'brain' action, strengthening the 'limbs' and building the 'skeleton' is proposed, in order to provide reference ideas and a series of landing solutions for the digital transformation of commercial bank retail.
This white paper advocates the concept of "embracing the new momentum of the digital age and reshaping the new model of retail transformation", implements the "customer-centric" business philosophy, forms an ideological consensus of the whole bank, determines the development vision and strategic goals, and achieves key business measures . As a long-term practitioner of bank retail digital transformation system construction and system construction, CLP Financial hopes that through this white paper, all parties should pay more attention to the situation of digital transformation, recognize the main problems in digital transformation, and advocate that commercial banks can combine their own Development status, orderly and smooth promotion of its own digital transformation.
The following is the logical structure of the white paper:
Embrace the new momentum of the digital age and reshape the new model of retail transformation
