WeX cloud finance ( www.wexyun.com ) system originated from the construction of Weicaifu ( www.weicaifu.com ) platform, and then gradually evolved into an open financial SaaS platform, the purpose is to allow more traditional and entrepreneurial financial enterprises to leapfrog technology Obstacles, so that their financial business capabilities can be quickly extended on the Internet, and eventually become a strong member of Internet finance, contributing their own strength to financial reform.
As one of the earliest Internet wealth management platforms, Micro Wealth is positioned as a one-stop asset management platform for individuals. Continuous innovation and verification in business, leading the Internet bill financial management market, creating a precedent for alternative financial management in consumer finance such as hotels and liquors, and actively expanding the financial product categories of the platform, including funds, insurance, gold, private equity, etc. With the continuous development of the business, the system has gone through a process of starting from nothing and continuously upgrading and improving, and finally formed a comprehensive financial management platform structure.
Overall system architecture diagram:
With the gradual growth of WeWealth's business and the continuous improvement of the industry's popularity, many companies have taken the initiative to ask if they can help build a wealth management platform like WeWealth. Combined with the company's thinking on its own genes, the team has experience in the design, development and operation of third-party payment systems and wealth management platforms, and has its own advantages in terms of structure rationality, service stability, system and network security, and operational practicality After accumulating, the company finally made it clear that the output of the business system in the form of SaaS service is one of the strategies, and it is the infrastructure builder of Internet finance, named WeX Cloud Finance.
The system road of Micro Wealth is not smooth. At the beginning, due to the groping stage of business direction, there is no ready-made reference, and it needs to constantly change and adapt according to the development of its own business. The system has almost no overall structure at all. The result is that as the business continues to grow, there are more and more "chimneys", and maintenance costs continue to increase. In the end, the only thing an engineer does every day is to check problems, make up orders, and correct data, etc., and quickly expand new services. Business is difficult to maintain. As the saying goes, those who come out and mix always have to be paid back. With the clear business direction, it is imperative to reorganize the system architecture. The company decided to suspend new business support and set up an overall system reconstruction project team, which lasted 5 months to make a comprehensive upgrade of the original system.
It is precisely because of this large-scale upgrade and transformation that it not only ensures the normal operation of the micro-wealth business, but also gives us the confidence to open our services to serve more enterprises. Of course, it is not enough to provide it as a cloud service to other enterprises, so a cloud finance project team was established to upgrade the system again to support multi-merchant operations, and thus WeX Cloud Finance was born.
Here I have to talk about the " Zhonghui Incident " at the end of 2014 , which was a heavy blow to the company level. But for the system, it has to be said that this is a once-in-a-lifetime opportunity. Due to this incident, We Wealth has suspended new regular financial transactions, so that the impact of incremental data is hardly taken into account when migrating data to the new system, and there is ample time to complete various tests and verifications. With the re-opening of subsequent businesses, the new architecture has been verified in practice. Dropped orders can be automatically filled, inventory can support spikes, the target is no longer oversold, the distribution of wealth management income is more reasonable, the meal is more delicious, and the legs are not cramped...