On August 22, 2017, the Ministry of Commerce and the Ministry of Agriculture jointly issued a major document [2017] No. 597!
This document is the first time the central government has singled out rural e-commerce as a red-headed document.
At present, my country's agriculture is in a critical period of transition from traditional agriculture to modern agriculture. New types of agricultural business entities continue to emerge, the scale and intensive level of agricultural production continues to improve, advanced science and technology and agricultural equipment are rapidly popularized and applied, and agriculture has entered a high level. In the development stage of investment and high cost, the demand for finance for agricultural development is getting stronger and stronger.
The central government attaches great importance to the development of rural finance, regards financial policy as an important part of the policy system for strengthening, benefiting and enriching farmers, and continuously increases financial support for agriculture. come bigger.
However, subject to various factors, the current channel between rural financial supply and demand is still not smooth, the financial needs of agricultural and rural economic development have not been effectively met, and the problem of "difficult and expensive loans" for new agricultural business entities has not been fundamentally resolved. , the bottleneck restriction problem of finance on the development of modern agriculture is more prominent.
In-depth analysis of the restrictive factors of rural financial development shows that in addition to innovating agricultural organizational forms, agricultural development should also be combined with innovative transaction models. This is an effective way to achieve a win-win situation between financial support and modern agricultural development.
The problems existing in traditional agriculture and the defects of the financial service system restrict the development of modern agriculture.
First, some farmers lack reasonable expectations and scientific judgments about future market trends. Agricultural production is blind and spontaneous, and faces many risks such as natural disasters, market price fluctuations, and product quality defects. Therefore, financial capital lacks support for agricultural development. will and motivation.
Secondly, the stability and product quality of traditional agricultural production are not high, which makes it difficult to determine the market price and income of agricultural products, which is not conducive to the entry of financial capital into the agricultural economy. At present, there is no suitable entry point between the real industry and Internet finance, and the information of funds and projects is asymmetric.
Thirdly, the financial service system for agriculture is not perfect, and the motivation for financial innovation is insufficient. Although the state has introduced a number of policy measures to promote financial capital to serve agricultural production, due to the above factors, the overall progress of financial support for agriculture is slow.
[2017] Document No. 597 is of great significance to the cooperation between agriculture and finance.
· Build an e-commerce supply chain for agricultural products
·Promote the connection between the production and sales of agricultural products
· 提高农产品上行的的综合服务能力
· 强化农产品电子商务大数据发展应用
· 健全农产品质量安全检测与追溯体系
海中金响应国家的要求（【2017】597号重大文件）研发了农上行系统的交易模式。
农上行系统是一种投资者通过电子盘对现实货物进行预购和交易的新兴交易模式，具有方便，快捷，通过交易获得双赢的优势。供给侧改革”国家战略实施以及“互联网+”行动计划的持续推进，我国各类交易平台也正在经历规模化、专业化、规范化的转型。随着行业政策发生变化，投诉日趋增多，农上行系统在这个背景之下应运而生。
海中金科技