Swiping the card can also be used as a method of raising the card, so that the amount can be increased

Now the popularity of credit cards is also increasing. In order to attract card users, banks will offer many preferential activities for card users. If you participate in more preferential activities, you can also raise cards. So, what are the tips for keeping a credit card? Yancheng Credit Card Support Center will make a brief summary for everyone.
1. Control the number and amount of
credit swiping. Credit cards need to be swiped more often to be able to quickly increase the amount. Banks issue credit cards to earn money. Credit card handling fee is an important income for credit card business. As long as cardholders swipe their cards at merchants to spend, they can create benefits for the bank. Therefore, cardholders who swipe their credit cards more often and have a high proportion of monthly swiping amounts are more popular with banks. Generally speaking, the number of monthly consumption of a card should be maintained at more than 30, and the monthly credit card amount should exceed 60% of the total credit limit. If the cardholder does not have so much consumption needs, he can try to help others to swipe the card to make purchases to increase the number and amount of card swiping.
2. Choose the right merchant to swipe your card
Not all merchants to swipe your card can generate income for the bank. Some merchants do not charge card swiping fees, so the corresponding bank usually does not accumulate credit card points for such merchant swiping transactions, and such card swiping transactions do not significantly help cardholders to apply for withdrawal. It is recommended that you swipe your card at merchants with points for transactions. In addition, different types of merchants should be crossed as much as possible. For example, after a few catering transactions, you can scan shopping malls and supermarkets to maintain transaction diversity.
3. Don’t just swipe your card to keep a card.
In addition to swiping your card for consumption, you need to “raise your card” quickly. It is suggested that cardholders can try other credit card business, such as credit card cash withdrawal, credit card installment repayment, etc., because these businesses can also contribute to the bank's income, and of course they will be welcomed by the bank.
4. Seize the right time to increase the amount
Yancheng needs to find the right time to apply for a credit card increase. Applying for a raise at the right time is easier to get approved. For example, after a single large consumption amount accounts for more than 50% of the total credit card amount, immediately apply for a credit card withdrawal. In this case, the bank will think that the cardholder has a high demand for credit card consumption, and the current credit line can no longer meet his needs, and the limit needs to be increased.