foreword
In July last year, the State Council issued my country's first artificial intelligence plan, "New Generation Artificial Intelligence Development Plan", striving to make China the world's major artificial intelligence innovation center by 2030!
The repeated breakthroughs in core technologies have made artificial intelligence no longer as mysterious as it used to be, and it is exerting a significant influence in various industries, and it has brought about subversive changes in the financial field.
From April 26th to 28th, the 5th "4.29 Capital Cyber Security Day" was held at the Beijing Exhibition Center. Rui Xiongwen, Vice President of Ant Financial Group, was in the theme forum of "Enlightenment · Future - 'Network Security in the New Era'" At the meeting, he introduced Alipay's AI application and security technology opening in the field of risk control to the guests.
1. AlphaRisk, exploring unmanned technology in the field of risk control
There is no doubt that risk control is one of the most applicable aspects of artificial intelligence in the financial field, and it is also the most rewarding link so far.
As a leader in mobile payment, Alipay has built a world-class leading risk control technology capability with the help of big data and AI technology and after more than ten years of development.
At present, Alipay has fully entered the AlphaRisk era from the original CTU risk control engine, ushering in a new era of AI-driven intelligent risk control engines.
According to Rui Xiongwen, as Alipay's fifth-generation intelligent risk control engine, AlphaRisk is the wisdom crystallization of Alipay's risk control practice and new technology innovation for many years.
Apply AI technology to subvert the traditional risk control operation mode. Through the construction of four major modules: Perception (risk perception), AI Detect (risk identification), Evolution (intelligent evolution), and AutoPilot (autonomous driving), the human intuition AI (Analyst Intuition) It is perfectly combined with machine intelligence AI (Artificial Intelligence) to create a risk control system with machine intelligence. The vision is to realize the "unmanned driving" technology in the field of risk control.