The difference between the access team and the owner team is that the owner team can own the record, the access team cannot own the record or join the solution.
Access team usage 1: You can add people from different organizations to the access group to update, delete, and share data
Access Team Usage 2: Access Team Template Usage
Step 1: Settings > Security > Access Team Templates
Step 2: Add a subgrid to the entity form
Step 3: Add users to the entity to access