Face-swiping payment carries all the merchants' imaginations of a collection terminal for face-swiping payment, QR code payment, voice broadcast, electronic poster, membership management system, merchant management, face card coupon verification and so on. Both Alipay and WeChat Pay regard members as a breakthrough point, combining their respective ecology to extend the story of face payment.
There are also difficulties in the development of face payment. Compared with QR code payment, the industry chain of face payment is much longer. At the moment, offline face payment is a technical application formed by the combination of AI technology + cloud service technology + dual-camera 3D structured light biometric technology. The terminal side involves structured light, TOF, binocular, face algorithm, TEE security vendors, terminal manufacturers, testing institutions and other vendors. In addition to the terminal side, the process of landing services also involves cashier systems, payment institutions, banks, Aggregate interest chains such as service providers.
Nowadays, facial payment has entered the stage of promotion, but many people in the market are worried that facial payment is not safe. Then we turn the time back to the initial promotion stage of the QR code. When QR code payment was first launched, everyone in the market was still swiping cards with cash and POS machines. Long industrial chains and heavy models have led to high prices, and price has always been an important factor affecting the speed of popularization. With the continuous growth of the scale of the industry and the continuous maturity of technology and products, the price of face payment terminals will continue to decrease.
In recent years, the biggest change and impact of technology on people's lives is the payment method. With the full popularity of WeChat and Alipay, almost all merchants have begun to support payment by scanning the QR code of WeChat or Alipay, upgrading from swiping cards to swiping codes. People only need to bring a mobile phone when they go out, so they can eat, drink and have fun without worry. Face-swiping payment, smart medical care, smart campus, smart bank, catering, supermarket, hotel, non-sense parking lot, various scene solutions, software customization development, payment equipment wholesale, please Baidu "Zhangyou Electronic Wei" for details
And more importantly, the market and supervision attach importance to safety. In fact, due to the long industrial chain, there are correspondingly more regulatory agencies involved. Financial security, citizen information security, and terminal security correspond to the regulatory responsibilities of the central bank, the Ministry of Public Security, and the Ministry of Industry and Information Technology. The central bank also involves the payment department and Cooperation of the Science and Technology Department. Multi-departmental access requires functional division and supervision coordination between supervisory layers.
Henan Zhangyou Electronic Technology Co., Ltd. was established in March 2015 and applied for high-tech enterprise certification in 2018. Based on the business philosophy of "make payment easier", we provide offline service providers and merchants with convenient and fast mobile payment software and hardware products and services. The main business includes aggregate payment SaaS platform services, mobile payment cash register hardware product development and sales, and merchant membership marketing services.